AIG Life Insurance Review

Are you someone who is looking to buy life insurance? Are you wondering if AIG life insurance would be a good choice for you? Do you want to know if AIG’s products match your needs?

You can find the answers to these questions and a lot more information on AIG in this review.

In this article, we take a detailed look at AIG, its background, its current position in the market, its products, and the pros and cons of choosing the company as your insurance provider.

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Mortgage Life Insurance

mortgage life insuranceA mortgage is an ongoing debt, which usually takes several years to pay off and requires a long-term commitment on your part. Most people get a mortgage in their late 20s or early 30s and only manage to pay it off when they are on the brink of retirement.

Now, the question to be asked is – what happens to your mortgage and your home if something were to happen to you? Unless you are independently wealthy or have someone in the family who is unusually wealthy, your family might find it hard to pay off the mortgage after you are gone or if you are unable to work and earn like you have been doing.

This is where mortgage protection insurance can help you.

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Choosing the Right Life Insurance Policy

life insurance quotesLife insurance is one of the best ways to make sure your family is taken care of after you are gone. The purpose of life insurance is to cover expenses or replace lost income after the passing of a relative.

From basic necessities such as funeral expenses to outstanding debts, estate taxes, regular bills, and children’s education, life insurance plans can cover a whole range of your family’s needs even after your death.

The unfortunate reality, however, is that a large number of people do not buy insurance on their own. Rather, they are talked into buying it by someone in their social circle or an insurance agent.

So, they do not pay attention to the details and buy the policy recommended by the salesperson without even knowing if it is the right choice for them. This is a flawed approach, as you have no way of knowing if the policy you buy will sufficiently cover the needs of your family after your death.

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Gerber Grow Up Plan Review

gerber grow up planMost Americans will recognize the Gerber Baby from a mile off. The Gerber Baby brand has been around for so long that parents and grandparents are today bringing up little ones once grew up on the same baby food.

Founded in 1927, Gerber became a household name with baby food and clothing, before being acquired by Nestlé. The longevity of Gerber makes it one of the most trusted baby product brands, despite the arrival of several competitors.

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Complete Guide to Life Insurance For Seniors

senior citizensWe all know the importance of life insurance, but dread the exercise of going through multifarious options and complicated conditions to make the right decision about which life insurance policy to purchase.

For senior citizens, buying life insurance can get even more confusing and expensive because our risk of mortality increases as we age and a higher payout is more likely.

In this guide, let us try to demystify the topic of life insurance for senior citizens and evaluate various options available to them.

Mistakes to Avoid when Buying Life Insurance as a Senior

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The Benefits of Biking

Recent reports show that more Americans bike to work now than ever before. If you feel like you see more cyclists on the road, that’s probably because the number of people who bike to work has jumped by about 60 percent in less than two decades. That doesn’t even include the people who bike for fun.

Why the sudden surge in commuting via bike? There are a lot of benefits to riding a bike. Many people have just started to realize that they can reap those benefits while eliminating the worst parts of their days: sitting in traffic during rush hour.

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The Different Types of Life Insurance for Millennials

The millennial generation is defined as those born between the years 1982 and the early 2000’s. For the scope of this article we will classify those who are currently between the ages of 18 and 35 as millennials. When it comes to life insurance, studies have shown that roughly 65 percent of millennials do not own any. The most common reasons given by millennials for not having life insurance are:

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Could Your Facebook Account Have Influenced Your Insurance Application?

facebookWith the recent facebook data scandal with Cambridge Analytica coming to light, many consumers are beginning to get wise about who they give their data to. Most people already know that facebook is free because of it’s advertising, but to what extent is the data you share with Facebook being used outside of it’s advertising platform. Facebook clearly states “No, we don’t sell any of your information to anyone and we never will.” But as we saw with the recent data breach, your data could be out there.

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Sagicor Life Insurance Review

sagicor no exam life insurance reviewLast Updated: March 8th, 2018

Who exactly is Sagicor? Sagicor has been in business for 175 years, has an AM best rating of A-, has over $5 billion in assets, is publicly traded with offices in FL, AZ, and OK, and has over 600,000 policy holders.

Perhaps you’ve been offered a Sagicor life insurance plan and wonder if it’s too good to be true? Rest assured you are in the right place for advice, with over 750+ positive reviews on ShopperApproved, NoExam.com is the authority on no exam life insurance. Below is our in depth Sagicor life insurance review. Continue reading

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Burial Insurance: The Definitive Guide to Final Expense Life Insurance

burial insuranceAccording to the 2016 Life Insurance Barometer study by Limra, the most common reason for owning life insurance is to cover burial and other final expenses. It’s no surprise that many people look for burial insurance, or final expense life insurance to meet these needs.

Burial insurance was created as a way to cover the expenses that come along with passing away like burial, cremation, funeral service, casket, etc. You will hear it referred to as final expense life insurance, funeral insurance, or burial insurance. With the average cost of a funeral between $7,000 and $10,000, it is important to have some form of burial insurance in place to prevent placing a financial burden on family members.

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