Could Your Facebook Account Have Influenced Your Insurance Application?

facebookWith the recent facebook data scandal with Cambridge Analytica coming to light, many consumers are beginning to get wise about who they give their data to. Most people already know that facebook is free because of it’s advertising, but to what extent is the data you share with Facebook being used outside of it’s advertising platform. Facebook clearly states “No, we don’t sell any of your information to anyone and we never will.” But as we saw with the recent data breach, your data could be out there.

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Sagicor Life Insurance Review

sagicor no exam life insurance reviewLast Updated: March 8th, 2018

Who exactly is Sagicor? Sagicor has been in business for 175 years, has an AM best rating of BBB-, has over $5 billion in assets, is publicy traded with offices in FL, AZ, and OK, and has over 600,000 policy holders.

Perhaps you’ve been offered a Sagicor life insurance plan and wonder if it’s too good to be true? Rest assured you are in the right place for advice, with over 750+ positive reviews on ShopperApproved, is the authority on no exam life insurance. Below is our in depth Sagicor life insurance review. Continue reading

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Burial Insurance: The Definitive Guide to Final Expense Life Insurance

burial insuranceAccording to the 2016 Life Insurance Barometer study by Limra, the most common reason for owning life insurance is to cover burial and other final expenses. It’s no surprise that many people look for burial insurance, or final expense life insurance to meet these needs.

Burial insurance was created as a way to cover the expenses that come along with passing away like burial, cremation, funeral service, casket, etc. You will hear it referred to as final expense life insurance, funeral insurance, or burial insurance. With the average cost of a funeral between $7,000 and $10,000, it is important to have some form of burial insurance in place to prevent placing a financial burden on family members.

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Banner Life Insurance Review 2018

Banner Life Insurance ReviewIn this Banner Life Insurance review we cover their financial strength, types of products offered, eligibility, sample rates, complaints, and much more. For those wondering if they are a good choice for life insurance, Banner Life insurance has been around for over 60 years. The company is owned by Legal and General America which was founded in 1836. It is safe to say that Banner Life Insurance is here to stay, and you can trust that they are a good choice for life insurance in 2018 and beyond. If you would like to apply for a policy with Banner, please call 888-407-0714 to speak with on of our licensed agents. You can also get a quote online here.

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The Importance of Hobbies For Health

post-itWhat are the keys to health and happiness? For most people, the list would include a healthy diet, regular exercise, a good night’s sleep, and loved ones with whom to share their lives. Hobbies, unfortunately, rarely make the list of priorities for a healthy lifestyle. Studies have shown that time spent pursuing hobbies and personal passions is actually essential for a well-rounded and satisfying life. A life without hobbies and leisurely pursuits is a very dry, demanding, and unhealthy life. Not convinced? Take a look at the benefits of having a hobby you enjoy.

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Compare No Medical Exam Life Insurance Companies and Plans

no medical exam life insurance

Life insurance is complicated. With term and whole life, exam vs no exam life insurance and the different coverage amounts and term lengths, shopping for life insurance can get overwhelming fast.

This is why we have compiled all of the information you need when choosing a no exam life insurance plan, and put it into easy to read charts and reviews so you can save time and money when shopping for no medical exam life insurance.

In this guide we have listed the most need to know information about no medical exam life insurance.

This guide (Updated in April of 2018) includes:

  • No Exam Life Insurance Company Comparisons & Reviews
  • No Exam Life Insurance Product Comparisons
  • Cheapest & Most Affordable Options
  • Getting a No Exam Life Insurance Quote

Over the last five years, our agents have sold thousands of no medical exam life insurance policies. Recently we polled all of our life insurance agents to see what the most common information requests were when someone is shopping for this type of policy. Here are the findings from our study.

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Getting Started in Life Insurance

Getting Started in Life Insurance It’s no surprise that selling life insurance is such a popular profession in 2018. With over 1 million insurance agents, brokers, and service employees in the united states in 2016, it remains one of the largest industries. One of the benefits of selling life insurance are the flexible hours. You can do it on the side at first and earn a great living if you are willing to put in the work. Continue reading

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Life Insurance Rates By Age

Last Updated March 12th 2018

Before you go and submit your personal details for a life insurance quote, consider the life insurance rate charts below.

life insurance quotes

Often, if you enter your email and phone number on a life insurance quote site, you get calls and emails from agents. Lots of them.

That is why we have decided to publish sample life insurance rates by age and gender to help our customers make an informed decision. Maybe you just want to kick the tires and check some rates without having to talk to anyone?

We have assembled various life insurance rates by age below for you to get an estimate of what it will cost based on term length, coverage amount, and age.

We present rates for no exam life insurance policies as well as policies that do require an exam. See our reviews of the best life insurance companies. Please see this page for life insurance approval times.

Should you find these rates to be satisfactory, please call 888-407-0714 to speak with a licensed agent. You can apply online or over the phone in just a few minutes. Continue reading

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Best Life Insurance Companies for 2018

Last Updated April 3, 2018

Best Life Insurance Companies For 2018

Our #1 Choice – Sagicor Life Insurance

sagicor life insurance with no examFor no exam term life insurance, Sagicor Life Insurance is our top choice in the market. Their Sage Term product offers coverage from $25,000 to $1,000,000. Customers can often have a policy in force within a few hours. Sagicor offers a competitive price and quick turnaround time. This earns them the #1 spot in our opinion. Sagicor accepts ages 18-65 for their sage term life insurance product . Please see our in depth review of Sagicor here.

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Life Insurance Age 45 and Beyond

life insurance elderlyAre you a senior already? If you have an AARP subscription, then I think it is safe to say maybe! I believe some people prefer the phrase aged to perfection. By age 45 and beyond, you are likely looking at your life insurance portfolio.

All those fun, youthful years behind you may have brought about a few health issues. Rest assured there is affordable life insurance for you. At we help people of all ages, senior or aged to perfection!

Often our clients ask us if it’s possible to get life insurance at their age. While not all life insurance is the same, you can secure this type of policy. For a summary of the best no exam life insurance for seniors, you can read this post. See this page for more information on no exam life insurance in general. We have also reviewed the best life insurance companies for 2018. Continue reading

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