888-407-0714Start my Quote

California Life Insurance


california state flag

Our mission at NoExam.com is to provide you with no-nonsense information on life insurance. We have put together this resource for life insurance companies in California.

It’s important to mention that a life insurance company does not have to be within the state of California to sell their products to California residents.

Many of the companies on this list are headquartered outside of California. According to the California insurance department, there are only four companies that are based in California!

Our recommendation is to choose a company based on the financial strength and product offering. The last thing you want is a life insurance policy from an inferior provider.

Companies Offering Life Insurance in California

The chart below shows the top life insurance providers in California along with their prices. If you like the rates, simply click the link to apply for that policy directly. Adjust the inputs to see actual life insurance quotes for California residents.

Life Insurance Quotes in California

Get a Quote for California

No phone calls or emails. Quickly compare prices with our free comparison tool.

Apply Now

California Life Insurance Companies

If you prefer to do business with California life insurance companies, here is a list of companies residing in California.

Life Insurance Prices in California

Term Life Coverage AmountAverage Rates for a 20 Year Term Policy


* The above term rates are for a healthy 30-year-old female in California.

California Department of Insurance Contact Info

Should you have any questions about buying life insurance in California, please contact the California State Department of Insurance


Los Angeles Office

300 South Spring Street, South Tower Los Angeles, CA 90013

Sacramento Office

300 Capitol Mall, Suite 1700 Sacramento, CA 95814

San Francisco Office

45 Fremont Street, 23rd Floor San Francisco, CA 94105

Website: http://www.insurance.ca.gov

Phone Number: 1-800-927-4357

Look Up An Agent’s License in California

If you are working with a life insurance agent in California, it is a good idea to look up their license. You can do so by visiting this url and searching for their name. It will tell you if that agent has a valid California insurance license.

Check to see that their license is in good standing with the CA department of insurance. You can also see what companies the agent is contracted to sell with. You will want an agent that has access to many different life insurance companies in California.

California Unclaimed Life Insurance Benefits Look Up

In 2008, the state of California began auditing life insurance companies. The result was the discovery that many companies were not paying claims. In short, beneficiaries did not know that they were owed any life insurance payouts. To combat this, the controller's office released a tool that consumers can use to search for unclaimed life insurance in California. To conduct a search, use this link.

Choosing the Right Insurance Coverage

We recommend term life insurance for most of our customers. This is because it offers the most value. It provides a death benefit for your loved ones for a low, fixed monthly rate. It does not have any investment component and cash value buildup.