AIG vs Protective Life Insurance

  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
  • YEAR FOUNDED
    1919
  • CURRENT CEO
    Brian Duperreault
  • AVAILABLE
    36 States
  • ADDRESS
    American International Group, Inc. 175 Water Street New York, NY 10038
  • TOP AWARDS

    Top 50 Companies for Diversity

    Insurance Industry Innovator

    Top 100 Companies for Internship Program

  • PROS
    • Strong financial stability.
    • Strong product lineup.
    • Flexibility.
  • CONS
    • Service many not be personal.
    • Lengthy claims process.
    • Strict underwriting.
SOURCEProtectiveAIG
JD Power7742/5
BBBA+A-
AM BestA+A
Moody'sA1A2
FitchA+A+
Standard & PoorAA-A+
Comdex Score9281
SOURCEProtectiveAIG
Total Assets$75 Billion USD (2016)$ 498.30 billion (2017)
Life Insurance in Force$767.3 Billion$224 Billion
ProtectiveAIG
Term Life InsuranceSelect-a-Term®
Whole Life InsuranceQoL Flex Term
Universal Life InsuranceQoL Flex Term
Variable Universal Life InsuranceQoL Guarantee Plus GUL II
Indexed Universal Life InsuranceQoL Value+ Protector
Survivorship Universal Life InsuranceQoL Max Accumulator+
Life Insurance for ChildrenSecure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
ProtectiveAIG
Protective Custom Choice UL Select-a-Term®
Protective Advantage Choice ULQoL Flex Term
Protective Classic Choice TermQoL Flex Term
Protective One Year Term QoL Guarantee Plus GUL II
ProClassic II QoL Value+ Protector
ProClassic LegacyQoL Max Accumulator+
Protective Classic Choice TermSecure Lifetime GUL 3®
Investors Choice VUL AG Secure Survivor GUL II®
Strategic Objective VULValue+ Protector
Survivorship Term Max Accumulator+
Survior UL
Protective Whole Life
ProtectiveAIG
Accidental death benefit riderAccelerated access.
Accelerated death benefit riderLifestyle income.
Waiver of premium riderAccidental death benefit.
Disability income riderChildren’s protection.
Guaranteed insurability riderWaiver of premium.
Term insurance riderTerminal illness.
Children’s term rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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