Allstate vs American General Life Insurance

Allstate and American General are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Allstate and American General. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Allstate and American General.
    Tom Wilson
    43 States
    "Allstate Insurance Company P.O. Box 660598 Dallas, TX 75266-0598"


  • PROS
    • Nationwide network of agents
    • Great website
    • Option for no exam
  • CONS
    • Claims process.
    • No app for easily managing your policy.
    • High premiums.
    James Arthur Mallon
    49 States
    2929 Allen Parkway Houston, TX 77019

    Business Insurance Innovation Awards 2017

    Top 100 Intership Programs 2018

    Best Places to Work for LGBTQ Equality

  • PROS
    • "Strong financial stability
    • Wide range of life policy products
    • Competitive pricing"
  • CONS
    • No 24/7 customer support.

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Allstate American General
JD Power N/A N/A
AM Best A+ A
Moody's A1 A2
Fitch N/A A+
Standard & Poor A+ A+
Comdex Score 86 83
SOURCE Allstate American General
Total Assets $104.7 billion 498 billion
Life Insurance in Force N/A N/A
Allstate American General
Whole Life InsuranceSelect-a-Term®
Universal life insuranceQoL Flex Term
Variable universal life insuranceGuaranteed Issue Whole Life Insurance
Indexed universal life insuranceQoL Flex Term
Term life insuranceQoL Guarantee Plus GUL II
QoL Value+ Protector
QoL Max Accumulator+
Secure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
Allstate American General
Bridge ULSelect-a-Term®
Lifetime ULQoL Flex Term
Future Builder ULGuaranteed Issue Whole Life Insurance
Future Growth IULQoL Flex Term
FutureVest VULQoL Guarantee Plus GUL II
Whole Life TributeQoL Value+ Protector
Whole Life AdvantageQoL Max Accumulator+
Basic Term LifeSecure Lifetime GUL 3®
TrueFit Term LifeAG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
Allstate American General
Accelerated death benefit. Accelerated Death Benefit Rider
Accidental death benefit. Waiver of Premium Rider
Children term insurance. Disability Income Rider
Waiver of premium.Child Term Rider
Overloan protection. Accidental Death Rider
Estate liquidity.
Additional insured.
Liquidity guarantee.
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.