Allstate vs American National Life Insurance

Allstate and American National are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Allstate and American National. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Allstate and American National.
    Tom Wilson
    43 States
    "Allstate Insurance Company P.O. Box 660598 Dallas, TX 75266-0598"


  • PROS
    • Nationwide network of agents
    • Great website
    • Option for no exam
  • CONS
    • Claims process.
    • No app for easily managing your policy.
    • High premiums.
    James Edward Pozzi
    All 50 States
    One Moody Plaza Galveston, TX 77550

    Forbes’ 2017 “Most Trustworthy Financial Companies”

  • PROS
  • CONS
    • One of the best companies for no exam life insurance
    • Cheaper premiums
    • More flexible health criteria age 61+

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Allstate American National
JD Power N/A N/A
AM Best A+ A
Moody's A1 N/A
Fitch N/A N/A
Standard & Poor A+ A
Comdex Score 86 79
SOURCE Allstate American National
Total Assets $104.7 billion $26 billion
Life Insurance in Force N/A $103 billion
Allstate American National
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Allstate American National
Bridge ULXpress Plus
Lifetime ULSignature Guaranteed UL
Future Builder ULSignature IUL
Future Growth IULSignature Plus IUL
FutureVest VULAffinity 7 Whole Life
Whole Life TributeANICO Executive UL
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Basic Term LifeFreedom Term Life Insurance
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Allstate American National
Accelerated death benefit. Disability Income Rider
Accidental death benefit. Child Protection Rider
Children term insurance. Terminal Illness Rider
Waiver of premium.Accelerated Death Benefit Rider
Overloan protection. Chronic Illness Rider
Estate liquidity. Waiver of Premium
Additional insured.
Liquidity guarantee.
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.