Allstate vs Protective Life Insurance

  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
  • YEAR FOUNDED
    1931
  • CURRENT CEO
    Tom Wilson
  • AVAILABLE
    43 States
  • ADDRESS
    "Allstate Insurance Company P.O. Box 660598 Dallas, TX 75266-0598"
  • TOP AWARDS

    N/A

  • PROS
    • Nationwide network of agents
    • Great website
    • Option for no exam
  • CONS
    • Claims process.
    • No app for easily managing your policy.
    • High premiums.
SOURCEProtectiveAllstate
JD Power774N/A
BBBA+N/A
AM BestA+A+
Moody'sA1A1
FitchA+N/A
Standard & PoorAA-A+
Comdex Score9286
SOURCEProtectiveAllstate
Total Assets$75 Billion USD (2016)$104.7 billion
Life Insurance in Force$767.3 BillionN/A
ProtectiveAllstate
Term Life InsuranceBridge UL
Whole Life InsuranceLifetime UL
Universal Life InsuranceFuture Builder UL
Variable Universal Life InsuranceFuture Growth IUL
Indexed Universal Life InsuranceFutureVest VUL
Survivorship Universal Life InsuranceWhole Life Tribute
Life Insurance for ChildrenWhole Life Advantage
Basic Term Life
TrueFit Term Life
ProtectiveAllstate
Protective Custom Choice UL Bridge UL
Protective Advantage Choice ULLifetime UL
Protective Classic Choice TermFuture Builder UL
Protective One Year Term Future Growth IUL
ProClassic II FutureVest VUL
ProClassic LegacyWhole Life Tribute
Protective Classic Choice TermWhole Life Advantage
Investors Choice VUL Basic Term Life
Strategic Objective VULTrueFit Term Life
Survivorship Term
Survior UL
Protective Whole Life
ProtectiveAllstate
Accidental death benefit riderAccelerated death benefit.
Accelerated death benefit riderAccidental death benefit.
Waiver of premium riderChildren term insurance.
Disability income riderWaiver of premium.
Guaranteed insurability riderOverloan protection.
Term insurance riderEstate liquidity.
Children’s term riderAdditional insured.
Liquidity guarantee.
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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