Allstate vs Protective Life Insurance

Allstate and Protective are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Allstate and Protective. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Allstate and Protective.
    John D. Johns
    All 50 States
    111 Congresional Blvd., Suite 500 Carmel, IN 46032

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
    Tom Wilson
    43 States
    "Allstate Insurance Company P.O. Box 660598 Dallas, TX 75266-0598"


  • PROS
    • Nationwide network of agents
    • Great website
    • Option for no exam
  • CONS
    • Claims process.
    • No app for easily managing your policy.
    • High premiums.

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Protective Allstate
JD Power 774 N/A
AM Best A+ A+
Moody's A1 A1
Fitch A+ N/A
Standard & Poor AA- A+
Comdex Score 92 86
SOURCE Protective Allstate
Total Assets $75 Billion USD (2016) $104.7 billion
Life Insurance in Force $767.3 Billion N/A
Protective Allstate
Term Life InsuranceBridge UL
Whole Life InsuranceLifetime UL
Universal Life InsuranceFuture Builder UL
Variable Universal Life InsuranceFuture Growth IUL
Indexed Universal Life InsuranceFutureVest VUL
Survivorship Universal Life InsuranceWhole Life Tribute
Life Insurance for ChildrenWhole Life Advantage
Basic Term Life
TrueFit Term Life
Protective Allstate
Protective Custom Choice UL Bridge UL
Protective Advantage Choice ULLifetime UL
Protective Classic Choice TermFuture Builder UL
Protective One Year Term Future Growth IUL
ProClassic II FutureVest VUL
ProClassic LegacyWhole Life Tribute
Protective Classic Choice TermWhole Life Advantage
Investors Choice VUL Basic Term Life
Strategic Objective VULTrueFit Term Life
Survivorship Term
Survior UL
Protective Whole Life
Protective Allstate
Accidental death benefit riderAccelerated death benefit.
Accelerated death benefit riderAccidental death benefit.
Waiver of premium riderChildren term insurance.
Disability income riderWaiver of premium.
Guaranteed insurability riderOverloan protection.
Term insurance riderEstate liquidity.
Children’s term riderAdditional insured.
Liquidity guarantee.
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.