American General vs Protective Life Insurance

  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
  • YEAR FOUNDED
    1919
  • CURRENT CEO
    James Arthur Mallon
  • AVAILABLE
    49 States
  • ADDRESS
    2929 Allen Parkway Houston, TX 77019
  • TOP AWARDS

    Business Insurance Innovation Awards 2017

    Top 100 Intership Programs 2018

    Best Places to Work for LGBTQ Equality

  • PROS
    • "Strong financial stability
    • Wide range of life policy products
    • Competitive pricing"
  • CONS
    • No 24/7 customer support.
SOURCEProtectiveAmerican General
JD Power774N/A
BBBA+A-
AM BestA+A
Moody'sA1A2
FitchA+A+
Standard & PoorAA-A+
Comdex Score9283
SOURCEProtectiveAmerican General
Total Assets$75 Billion USD (2016)498 billion
Life Insurance in Force$767.3 BillionN/A
ProtectiveAmerican General
Term Life InsuranceSelect-a-Term®
Whole Life InsuranceQoL Flex Term
Universal Life InsuranceGuaranteed Issue Whole Life Insurance
Variable Universal Life InsuranceQoL Flex Term
Indexed Universal Life InsuranceQoL Guarantee Plus GUL II
Survivorship Universal Life InsuranceQoL Value+ Protector
Life Insurance for ChildrenQoL Max Accumulator+
Secure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
ProtectiveAmerican General
Protective Custom Choice UL Select-a-Term®
Protective Advantage Choice ULQoL Flex Term
Protective Classic Choice TermGuaranteed Issue Whole Life Insurance
Protective One Year Term QoL Flex Term
ProClassic II QoL Guarantee Plus GUL II
ProClassic LegacyQoL Value+ Protector
Protective Classic Choice TermQoL Max Accumulator+
Investors Choice VUL Secure Lifetime GUL 3®
Strategic Objective VULAG Secure Survivor GUL II®
Survivorship Term Value+ Protector
Survior ULMax Accumulator+
Protective Whole LifeVariable Universal Life Insurance
ProtectiveAmerican General
Accidental death benefit riderAccelerated Death Benefit Rider
Accelerated death benefit riderWaiver of Premium Rider
Waiver of premium riderDisability Income Rider
Disability income riderChild Term Rider
Guaranteed insurability riderAccidental Death Rider
Term insurance rider
Children’s term rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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