American General vs Prudential Life Insurance

American General and Prudential are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to American General and Prudential. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both American General and Prudential.
    John Strangfeld
    49 States
    Prudential Plaza, Newark, New Jersey

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
    James Arthur Mallon
    49 States
    2929 Allen Parkway Houston, TX 77019

    Business Insurance Innovation Awards 2017

    Top 100 Intership Programs 2018

    Best Places to Work for LGBTQ Equality

  • PROS
    • "Strong financial stability
    • Wide range of life policy products
    • Competitive pricing"
  • CONS
    • No 24/7 customer support.

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Prudential American General
JD Power 3/5 N/A
AM Best A+ A
Moody's A1 A2
Fitch AA- A+
Standard & Poor AA- A+
Comdex Score 92 83
SOURCE Prudential American General
Total Assets $831 billion 498 billion
Life Insurance in Force Over $2 trillion N/A
Prudential American General
Term life insuranceSelect-a-Term®
Universal life insuranceQoL Flex Term
Standard universalGuaranteed Issue Whole Life Insurance
Indexed universalQoL Flex Term
Variable universalQoL Guarantee Plus GUL II
QoL Value+ Protector
QoL Max Accumulator+
Secure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
Prudential American General
MyTerm and Term EssentialSelect-a-Term®
Term EliteQoL Flex Term
PruTerm WorkLife 65Guaranteed Issue Whole Life Insurance
PruLife Return of PremiumQoL Flex Term
PruTerm OneQoL Guarantee Plus GUL II
Universal Life Insurance QoL Value+ Protector
PruLife Universal ProtectorQoL Max Accumulator+
PruLife Essential ULSecure Lifetime GUL 3®
PruLife SUL ProtectorAG Secure Survivor GUL II®
PruLife Universal PlusValue+ Protector
PruLife Founders Plus ULMax Accumulator+
PruLife Index Advantage ULVariable Universal Life Insurance
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Prudential American General
Serious illness riderAccelerated Death Benefit Rider
Disability riderWaiver of Premium Rider
Additional death benefitsDisability Income Rider
Cash value riderChild Term Rider
Estate planning riderAccidental Death Rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.