American General vs Prudential Life Insurance

  • YEAR FOUNDED
    1875
  • CURRENT CEO
    John Strangfeld
  • AVAILABLE
    49 States
  • ADDRESS
    Prudential Plaza, Newark, New Jersey
  • TOP AWARDS

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
  • YEAR FOUNDED
    1919
  • CURRENT CEO
    James Arthur Mallon
  • AVAILABLE
    49 States
  • ADDRESS
    2929 Allen Parkway Houston, TX 77019
  • TOP AWARDS

    Business Insurance Innovation Awards 2017

    Top 100 Intership Programs 2018

    Best Places to Work for LGBTQ Equality

  • PROS
    • "Strong financial stability
    • Wide range of life policy products
    • Competitive pricing"
  • CONS
    • No 24/7 customer support.
SOURCEPrudentialAmerican General
JD Power3/5N/A
BBBA+A-
AM BestA+A
Moody'sA1A2
FitchAA-A+
Standard & PoorAA-A+
Comdex Score9283
SOURCEPrudentialAmerican General
Total Assets$831 billion498 billion
Life Insurance in ForceOver $2 trillion N/A
PrudentialAmerican General
Term life insuranceSelect-a-Term®
Universal life insuranceQoL Flex Term
Standard universalGuaranteed Issue Whole Life Insurance
Indexed universalQoL Flex Term
Variable universalQoL Guarantee Plus GUL II
QoL Value+ Protector
QoL Max Accumulator+
Secure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
PrudentialAmerican General
MyTerm and Term EssentialSelect-a-Term®
Term EliteQoL Flex Term
PruTerm WorkLife 65Guaranteed Issue Whole Life Insurance
PruLife Return of PremiumQoL Flex Term
PruTerm OneQoL Guarantee Plus GUL II
Universal Life Insurance QoL Value+ Protector
PruLife Universal ProtectorQoL Max Accumulator+
PruLife Essential ULSecure Lifetime GUL 3®
PruLife SUL ProtectorAG Secure Survivor GUL II®
PruLife Universal PlusValue+ Protector
PruLife Founders Plus ULMax Accumulator+
PruLife Index Advantage ULVariable Universal Life Insurance
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
PrudentialAmerican General
Serious illness riderAccelerated Death Benefit Rider
Disability riderWaiver of Premium Rider
Additional death benefitsDisability Income Rider
Cash value riderChild Term Rider
Estate planning riderAccidental Death Rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.