American General vs Sagicor Life Insurance

  • YEAR FOUNDED
    1954
  • CURRENT CEO
    Richard Owen Byles
  • AVAILABLE
    45 States
  • ADDRESS
    4343 North Scottsdale Road Suite 300 Scottsdale, AZ 85251
  • TOP AWARDS

    2016 Celent Model Insurer Winner (Digital and OmniChannel Technologies)

  • PROS
    • Easy to use application platform.
    • You can purchase life insurance in about 30 minutes without talking to an agent.
    • Provides high-value 10 / 15 / 20 year term life insurance & whole life insurance.
  • CONS
    • Not eligible if you are age 65 or older.
    • A medical exam may still be required.
    • 30 year term life insurance and guaranteed universal life are NOT available.
  • YEAR FOUNDED
    1919
  • CURRENT CEO
    James Arthur Mallon
  • AVAILABLE
    49 States
  • ADDRESS
    2929 Allen Parkway Houston, TX 77019
  • TOP AWARDS

    Business Insurance Innovation Awards 2017

    Top 100 Intership Programs 2018

    Best Places to Work for LGBTQ Equality

  • PROS
    • "Strong financial stability
    • Wide range of life policy products
    • Competitive pricing"
  • CONS
    • No 24/7 customer support.
SOURCESagicorAmerican General
JD PowerN/AN/A
BBBA+A-
AM BestA-A
Moody'sN/AA2
FitchN/AA+
Standard & PoorN/AA+
Comdex ScoreN/A83
SOURCESagicorAmerican General
Total Assets$6.8 billion498 billion
Life Insurance in Force$238.695 billionN/A
SagicorAmerican General
Permanent Life InsuranceSelect-a-Term®
Term Life InsuranceQoL Flex Term
Guaranteed Issue Whole Life Insurance
QoL Flex Term
QoL Guarantee Plus GUL II
QoL Value+ Protector
QoL Max Accumulator+
Secure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
SagicorAmerican General
Sage Term Life InsuranceSelect-a-Term®
Sage No Lapse Universal Life (NLUL)QoL Flex Term
Sagicor’s Fixed Indexed Universal Life (FIUL) Guaranteed Issue Whole Life Insurance
Fixed Indexed Single Premium Whole Life (FISPWL)QoL Flex Term
Sage Whole Life (SWL)QoL Guarantee Plus GUL II
Interest Sensitive Single Premium Whole Life (ISSPWL)QoL Value+ Protector
QoL Max Accumulator+
Secure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
SagicorAmerican General
Accelerated Benefit Insurance RiderAccelerated Death Benefit Rider
Children’s Term RiderWaiver of Premium Rider
Accidental Death Benefit RiderDisability Income Rider
Waiver of Premium RiderChild Term Rider
Accidental Death Rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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