American General vs State Farm Life Insurance

American General and State Farm are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to American General and State Farm. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both American General and State Farm.
    Michael L. Tipsord
    48 States
    East P.O. Box 588002 North Metro, GA 30029


  • PROS
    • Great Term Life Insurance
    • Top rated customer service
  • CONS
    • Term lengths
    • Higher premiums than other companies
    James Arthur Mallon
    49 States
    2929 Allen Parkway Houston, TX 77019

    Business Insurance Innovation Awards 2017

    Top 100 Intership Programs 2018

    Best Places to Work for LGBTQ Equality

  • PROS
    • "Strong financial stability
    • Wide range of life policy products
    • Competitive pricing"
  • CONS
    • No 24/7 customer support.

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE State Farm American General
JD Power 5/5 N/A
AM Best A++ A
Moody's Aa1 A2
Fitch N/A A+
Standard & Poor AA A+
Comdex Score 98 83
SOURCE State Farm American General
Total Assets $160.732 billion 498 billion
Life Insurance in Force $901.7 billion N/A
State Farm American General
Term Life InsuranceSelect-a-Term®
Whole Life InsuranceQoL Flex Term
Universal Life InsuranceGuaranteed Issue Whole Life Insurance
QoL Flex Term
QoL Guarantee Plus GUL II
QoL Value+ Protector
QoL Max Accumulator+
Secure Lifetime GUL 3®
AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
State Farm American General
Select Term 10, 20, 30 Select-a-Term®
Return of Premium 20, 30 QoL Flex Term
Mortgage Life 15, 30 Guaranteed Issue Whole Life Insurance
Whole Life QoL Flex Term
Limited Pay 10, 15, 20 QoL Guarantee Plus GUL II
Single Premium Life QoL Value+ Protector
Universal Life QoL Max Accumulator+
Survivorship Universal Life Secure Lifetime GUL 3®
Joint Universal Life AG Secure Survivor GUL II®
Value+ Protector
Max Accumulator+
Variable Universal Life Insurance
State Farm American General
N/AAccelerated Death Benefit Rider
Waiver of Premium Rider
Disability Income Rider
Child Term Rider
Accidental Death Rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.