American National vs Protective Life Insurance

  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
  • YEAR FOUNDED
    1905
  • CURRENT CEO
    James Edward Pozzi
  • AVAILABLE
    All 50 States
  • ADDRESS
    One Moody Plaza Galveston, TX 77550
  • TOP AWARDS

    Forbes’ 2017 “Most Trustworthy Financial Companies”

  • PROS
    • CONS
      • One of the best companies for no exam life insurance
      • Cheaper premiums
      • More flexible health criteria age 61+
    SOURCEProtectiveAmerican National
    JD Power774N/A
    BBBA+N/A
    AM BestA+A
    Moody'sA1N/A
    FitchA+N/A
    Standard & PoorAA-A
    Comdex Score9279
    SOURCEProtectiveAmerican National
    Total Assets$75 Billion USD (2016)$26 billion
    Life Insurance in Force$767.3 Billion $103 billion
    ProtectiveAmerican National
    Term Life InsuranceXpress Plus
    Whole Life InsuranceSignature Guaranteed UL
    Universal Life InsuranceSignature IUL
    Variable Universal Life InsuranceSignature Plus IUL
    Indexed Universal Life InsuranceAffinity 7 Whole Life
    Survivorship Universal Life InsuranceANICO Executive UL
    Life Insurance for ChildrenSignature Term
    Freedom Term Life Insurance
    ValueGuard Whole Life Insurance
    Legacy Whole Life Insurance
    ANICO Signature Whole Life Insurance
    ANICO Signature Plus Indexed Universal Life Insurance
    ProtectiveAmerican National
    Protective Custom Choice UL Xpress Plus
    Protective Advantage Choice ULSignature Guaranteed UL
    Protective Classic Choice TermSignature IUL
    Protective One Year Term Signature Plus IUL
    ProClassic II Affinity 7 Whole Life
    ProClassic LegacyANICO Executive UL
    Protective Classic Choice TermSignature Term
    Investors Choice VUL Freedom Term Life Insurance
    Strategic Objective VULValueGuard Whole Life Insurance
    Survivorship Term Legacy Whole Life Insurance
    Survior ULANICO Signature Whole Life Insurance
    Protective Whole LifeANICO Signature Plus Indexed Universal Life Insurance
    ProtectiveAmerican National
    Accidental death benefit riderDisability Income Rider
    Accelerated death benefit riderChild Protection Rider
    Waiver of premium riderTerminal Illness Rider
    Disability income riderAccelerated Death Benefit Rider
    Guaranteed insurability riderChronic Illness Rider
    Term insurance riderWaiver of Premium
    Children’s term rider
    Jonathan Holloway
    October 13, 2019
    John Holloway is a licensed life insurance agent and co-founder at NoExam.com
    Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.