American National vs Prudential Life Insurance

American National and Prudential are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to American National and Prudential. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both American National and Prudential.
    John Strangfeld
    49 States
    Prudential Plaza, Newark, New Jersey

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
    James Edward Pozzi
    All 50 States
    One Moody Plaza Galveston, TX 77550

    Forbes’ 2017 “Most Trustworthy Financial Companies”

  • PROS
  • CONS
    • One of the best companies for no exam life insurance
    • Cheaper premiums
    • More flexible health criteria age 61+

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Prudential American National
JD Power 3/5 N/A
AM Best A+ A
Moody's A1 N/A
Fitch AA- N/A
Standard & Poor AA- A
Comdex Score 92 79
SOURCE Prudential American National
Total Assets $831 billion $26 billion
Life Insurance in Force Over $2 trillion $103 billion
Prudential American National
Term life insuranceXpress Plus
Universal life insuranceSignature Guaranteed UL
Standard universalSignature IUL
Indexed universalSignature Plus IUL
Variable universalAffinity 7 Whole Life
ANICO Executive UL
Signature Term
Freedom Term Life Insurance
ValueGuard Whole Life Insurance
Legacy Whole Life Insurance
ANICO Signature Whole Life Insurance
ANICO Signature Plus Indexed Universal Life Insurance
Prudential American National
MyTerm and Term EssentialXpress Plus
Term EliteSignature Guaranteed UL
PruTerm WorkLife 65Signature IUL
PruLife Return of PremiumSignature Plus IUL
PruTerm OneAffinity 7 Whole Life
Universal Life Insurance ANICO Executive UL
PruLife Universal ProtectorSignature Term
PruLife Essential ULFreedom Term Life Insurance
PruLife SUL ProtectorValueGuard Whole Life Insurance
PruLife Universal PlusLegacy Whole Life Insurance
PruLife Founders Plus ULANICO Signature Whole Life Insurance
PruLife Index Advantage ULANICO Signature Plus Indexed Universal Life Insurance
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Prudential American National
Serious illness riderDisability Income Rider
Disability riderChild Protection Rider
Additional death benefitsTerminal Illness Rider
Cash value riderAccelerated Death Benefit Rider
Estate planning riderChronic Illness Rider
Waiver of Premium
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.