American National vs Prudential Life Insurance

  • YEAR FOUNDED
    1875
  • CURRENT CEO
    John Strangfeld
  • AVAILABLE
    49 States
  • ADDRESS
    Prudential Plaza, Newark, New Jersey
  • TOP AWARDS

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
  • YEAR FOUNDED
    1905
  • CURRENT CEO
    James Edward Pozzi
  • AVAILABLE
    All 50 States
  • ADDRESS
    One Moody Plaza Galveston, TX 77550
  • TOP AWARDS

    Forbes’ 2017 “Most Trustworthy Financial Companies”

  • PROS
    • CONS
      • One of the best companies for no exam life insurance
      • Cheaper premiums
      • More flexible health criteria age 61+
    SOURCEPrudentialAmerican National
    JD Power3/5N/A
    BBBA+N/A
    AM BestA+A
    Moody'sA1N/A
    FitchAA-N/A
    Standard & PoorAA-A
    Comdex Score9279
    SOURCEPrudentialAmerican National
    Total Assets$831 billion$26 billion
    Life Insurance in ForceOver $2 trillion $103 billion
    PrudentialAmerican National
    Term life insuranceXpress Plus
    Universal life insuranceSignature Guaranteed UL
    Standard universalSignature IUL
    Indexed universalSignature Plus IUL
    Variable universalAffinity 7 Whole Life
    ANICO Executive UL
    Signature Term
    Freedom Term Life Insurance
    ValueGuard Whole Life Insurance
    Legacy Whole Life Insurance
    ANICO Signature Whole Life Insurance
    ANICO Signature Plus Indexed Universal Life Insurance
    PrudentialAmerican National
    MyTerm and Term EssentialXpress Plus
    Term EliteSignature Guaranteed UL
    PruTerm WorkLife 65Signature IUL
    PruLife Return of PremiumSignature Plus IUL
    PruTerm OneAffinity 7 Whole Life
    Universal Life Insurance ANICO Executive UL
    PruLife Universal ProtectorSignature Term
    PruLife Essential ULFreedom Term Life Insurance
    PruLife SUL ProtectorValueGuard Whole Life Insurance
    PruLife Universal PlusLegacy Whole Life Insurance
    PruLife Founders Plus ULANICO Signature Whole Life Insurance
    PruLife Index Advantage ULANICO Signature Plus Indexed Universal Life Insurance
    PruLife Survivorship Index UL
    VUL Protector
    PruLife Custom Premier II
    PruLife SVUL Protector
    PrudentialAmerican National
    Serious illness riderDisability Income Rider
    Disability riderChild Protection Rider
    Additional death benefitsTerminal Illness Rider
    Cash value riderAccelerated Death Benefit Rider
    Estate planning riderChronic Illness Rider
    Waiver of Premium
    Jonathan Holloway
    October 13, 2019
    John Holloway is a licensed life insurance agent and co-founder at NoExam.com
    Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.