American National vs Sagicor Life Insurance

  • YEAR FOUNDED
    1954
  • CURRENT CEO
    Richard Owen Byles
  • AVAILABLE
    45 States
  • ADDRESS
    4343 North Scottsdale Road Suite 300 Scottsdale, AZ 85251
  • TOP AWARDS

    2016 Celent Model Insurer Winner (Digital and OmniChannel Technologies)

  • PROS
    • Easy to use application platform.
    • You can purchase life insurance in about 30 minutes without talking to an agent.
    • Provides high-value 10 / 15 / 20 year term life insurance & whole life insurance.
  • CONS
    • Not eligible if you are age 65 or older.
    • A medical exam may still be required.
    • 30 year term life insurance and guaranteed universal life are NOT available.
  • YEAR FOUNDED
    1905
  • CURRENT CEO
    James Edward Pozzi
  • AVAILABLE
    All 50 States
  • ADDRESS
    One Moody Plaza Galveston, TX 77550
  • TOP AWARDS

    Forbes’ 2017 “Most Trustworthy Financial Companies”

  • PROS
    • CONS
      • One of the best companies for no exam life insurance
      • Cheaper premiums
      • More flexible health criteria age 61+
    SOURCESagicorAmerican National
    JD PowerN/AN/A
    BBBA+N/A
    AM BestA-A
    Moody'sN/AN/A
    FitchN/AN/A
    Standard & PoorN/AA
    Comdex ScoreN/A79
    SOURCESagicorAmerican National
    Total Assets$6.8 billion$26 billion
    Life Insurance in Force$238.695 billion $103 billion
    SagicorAmerican National
    Permanent Life InsuranceXpress Plus
    Term Life InsuranceSignature Guaranteed UL
    Signature IUL
    Signature Plus IUL
    Affinity 7 Whole Life
    ANICO Executive UL
    Signature Term
    Freedom Term Life Insurance
    ValueGuard Whole Life Insurance
    Legacy Whole Life Insurance
    ANICO Signature Whole Life Insurance
    ANICO Signature Plus Indexed Universal Life Insurance
    SagicorAmerican National
    Sage Term Life InsuranceXpress Plus
    Sage No Lapse Universal Life (NLUL)Signature Guaranteed UL
    Sagicor’s Fixed Indexed Universal Life (FIUL) Signature IUL
    Fixed Indexed Single Premium Whole Life (FISPWL)Signature Plus IUL
    Sage Whole Life (SWL)Affinity 7 Whole Life
    Interest Sensitive Single Premium Whole Life (ISSPWL)ANICO Executive UL
    Signature Term
    Freedom Term Life Insurance
    ValueGuard Whole Life Insurance
    Legacy Whole Life Insurance
    ANICO Signature Whole Life Insurance
    ANICO Signature Plus Indexed Universal Life Insurance
    SagicorAmerican National
    Accelerated Benefit Insurance RiderDisability Income Rider
    Children’s Term RiderChild Protection Rider
    Accidental Death Benefit RiderTerminal Illness Rider
    Waiver of Premium RiderAccelerated Death Benefit Rider
    Chronic Illness Rider
    Waiver of Premium
    Jonathan Holloway
    October 13, 2019
    John Holloway is a licensed life insurance agent and co-founder at NoExam.com
    Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.