American National vs Transamerica Life Insurance

  • YEAR FOUNDED
    1928
  • CURRENT CEO
    Mark W. Mullin
  • AVAILABLE
    All 50 States
  • ADDRESS
    Cedar Rapids, Iowa
  • TOP AWARDS

    Diversity Best Practices Inclusion Index

    2018 Thomson Reuters Lipper Fund Award

  • PROS
    • Financially secure
    • Competitive life insurance products
    • Variety of products available
  • CONS
    • Some insureds have complained of having to deal with third-party representatives instead of direct sales agents.
    • No BBB accreditation
  • YEAR FOUNDED
    1905
  • CURRENT CEO
    James Edward Pozzi
  • AVAILABLE
    All 50 States
  • ADDRESS
    One Moody Plaza Galveston, TX 77550
  • TOP AWARDS

    Forbes’ 2017 “Most Trustworthy Financial Companies”

  • PROS
    • CONS
      • One of the best companies for no exam life insurance
      • Cheaper premiums
      • More flexible health criteria age 61+
    SOURCETransamericaAmerican National
    JD Power2/5N/A
    BBBN/AN/A
    AM BestAA
    Moody'sA1N/A
    FitchA+N/A
    Standard & PoorAA-A
    Comdex ScoreN/A79
    SOURCETransamericaAmerican National
    Total Assets$8.63 billion$26 billion
    Life Insurance in Force$1,018 billion $103 billion
    TransamericaAmerican National
    Whole life insuranceXpress Plus
    Term life insuranceSignature Guaranteed UL
    Universal life insuranceSignature IUL
    Variable Universal life insuranceSignature Plus IUL
    Affinity 7 Whole Life
    ANICO Executive UL
    Signature Term
    Freedom Term Life Insurance
    ValueGuard Whole Life Insurance
    Legacy Whole Life Insurance
    ANICO Signature Whole Life Insurance
    ANICO Signature Plus Indexed Universal Life Insurance
    TransamericaAmerican National
    Trendsetter SuperXpress Plus
    Trendsetter ExpressSignature Guaranteed UL
    Trendsetter Living BenefitsSignature IUL
    Transamerica Universal LifeSignature Plus IUL
    Transamerica Premier Financial Foundation IULAffinity 7 Whole Life
    Guaranteed Whole LifeANICO Executive UL
    Signature Term
    Freedom Term Life Insurance
    ValueGuard Whole Life Insurance
    Legacy Whole Life Insurance
    ANICO Signature Whole Life Insurance
    ANICO Signature Plus Indexed Universal Life Insurance
    TransamericaAmerican National
    Children’s Insurance RiderDisability Income Rider
    Accident Indemnity RiderChild Protection Rider
    Return of Premium Rider (For 20- & 30 Year Terms)Terminal Illness Rider
    Waiver of Premium RiderAccelerated Death Benefit Rider
    Guaranteed Insurability Benefit RiderChronic Illness Rider
    Waiver of Premium
    Jonathan Holloway
    October 13, 2019
    John Holloway is a licensed life insurance agent and co-founder at NoExam.com
    Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.