Assurity vs Protective Life Insurance

  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
  • YEAR FOUNDED
    1890
  • CURRENT CEO
    Thomas E. Henning
  • AVAILABLE
    All 50 States
  • ADDRESS
    Assurity Life Insurance Company 2000 Q Street Lincoln, NE 68503
  • TOP AWARDS

    Best Places to Work Award

    Tabitha’s Courageous Vision Award

    Top 10 United Way/Community Health Charities Campaign Supporters

  • PROS
    • Assurity is a mutual company, meaning the company answers to the policyholders and not to investors or stockholders.
    • Ranks highly among the top 10 “No Medical Exam Life Insurance” companies
    • Wide array of products to choose from
  • CONS
    • The policies are relatively expensive
SOURCEProtectiveAssurity
JD Power774N/A
BBBA+A+
AM BestA+A-
Moody'sA1N/A
FitchA+N/A
Standard & PoorAA-N/A
Comdex Score92N/A
SOURCEProtectiveAssurity
Total Assets$75 Billion USD (2016)$2.6 Billion
Life Insurance in Force$767.3 Billion$17.2 Billion
ProtectiveAssurity
Term Life InsuranceAssurity Whole Life Insurance (Whole Life Insurance, Joint Whole Life Insurance, Single Premium Whole Life Insurance, Simplified Whole Life Insurance)
Whole Life InsuranceAssurity LifeScape NonMed Term 350
Universal Life InsuranceAssurity LifeScape Whole Life Insurance
Variable Universal Life InsuranceAssurity LifeScape Term 350 Plus
Indexed Universal Life InsuranceAssurity LifeScape Acci-Flex Accidental Death Benefit Insurance
Survivorship Universal Life InsuranceAssurity Universal Life
Life Insurance for Children
ProtectiveAssurity
Protective Custom Choice UL Assurity Whole Life Insurance (Whole Life Insurance, Joint Whole Life Insurance, Single Premium Whole Life Insurance, Simplified Whole Life Insurance)
Protective Advantage Choice ULAssurity LifeScape NonMed Term 350
Protective Classic Choice TermAssurity LifeScape Whole Life Insurance
Protective One Year Term Assurity LifeScape Term 350 Plus
ProClassic II Assurity LifeScape Acci-Flex Accidental Death Benefit Insurance
ProClassic LegacyAssurity Universal Life
Protective Classic Choice Term
Investors Choice VUL
Strategic Objective VUL
Survivorship Term
Survior UL
Protective Whole Life
ProtectiveAssurity
Accidental death benefit riderOther Insured Rider
Accelerated death benefit riderWaiver of Premium Rider
Waiver of premium riderMonthly Disability Income Rider
Disability income riderAccident-Only Disability Income Rider
Guaranteed insurability riderCritical Illness Rider
Term insurance riderChildren’s Term Insurance Rider
Children’s term riderReturn of Premium Rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.