Banner vs Metlife Life Insurance

  • YEAR FOUNDED
    1868
  • CURRENT CEO
    Steven A. Kandarian
  • AVAILABLE
    All 50 States
  • ADDRESS
    New York, NY 10166
  • TOP AWARDS

    Best Place to Work for Disability Inclusion

    America's Top 50 Organizations for Multicultural Business Opportunities

    Best Customer Experience, Product or Service Innovation with “Cogito — Real Time Customer Service Coaching"

  • PROS
    • High Security
    • Policy Variety
    • Additional Insurance Coverage Options
  • CONS
    • No Online Application
    • Major class action lawsuits
  • YEAR FOUNDED
    1949
  • CURRENT CEO
    Bernard Leigh Hickman
  • AVAILABLE
    All 50 States
  • ADDRESS
    3275 Bennett Creek Avenue Frederick, MD 21704 United States
  • TOP AWARDS

    "Best Term Assurance Provider"" at the Investment Life & Pensions Moneyfacts Awards 2017

    Communitas Award for Commitment to Corporate Social Responsibility

  • PROS
    • Flexibility of payment options and term limits for each option on the policy
    • Fast-track claims
    • Electronic application
  • CONS
    • Medical exam required.
    • Strict eligibility for preferred rates.
    • Options are very limited in scope
SOURCEMetlifeBanner
JD Power2/5N/A
BBBC-A+
AM BestA+A+
Moody'sAa3N/A
FitchAA-AA-
Standard & PoorAA-AA-
Comdex Score9594
SOURCEMetlifeBanner
Total Assets$719.892 billion $7.3 Billion
Life Insurance in Force$4.662 trillion $658 Billion
MetlifeBanner
Term Life InsuranceAPPcelerate
Whole Life InsuranceOPTerm Life Insurance
Universal Life Insurance
Accidental Death and Dismemberment
MetlifeBanner
Basic Term Life APPcelerate
Supplemental LifeOPTerm Life Insurance
Dependent Life
Voluntary Retiree Life
Whole life insurance
Group Variable Universal Life (GVUL)
Group Universal Life (GUL)
Basic Accidental Death & Dismemberment (AD&D)
Supplemental AD&D
Dependent AD&D
Voluntary AD&D
Business Travel Accident (BTA)
MetlifeBanner
accidental death riderDisability premium waiver
accelerated death benefit riderConversion to permanent
Flexible payment schedule
Accelerated benefit rider
Term laddering rider
Child Protection Rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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