Gerber vs Prudential Life Insurance

  • YEAR FOUNDED
    1875
  • CURRENT CEO
    John Strangfeld
  • AVAILABLE
    49 States
  • ADDRESS
    Prudential Plaza, Newark, New Jersey
  • TOP AWARDS

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
  • YEAR FOUNDED
    1967
  • CURRENT CEO
    Keith O’Reilly
  • AVAILABLE
    All 50 States
  • ADDRESS
    Gerber Life Insurance Co. 445 State Street Fremont, MI 49412
  • TOP AWARDS

    Top 50 Performing Life and Health Companies (2009) by The Ward Group

  • PROS
    • Many policies to choose from.
    • Medical exams not required.
  • CONS
    • Not your best savings option.
    • A child rider might provide the same protection.
    • Only one rider mentioned on its website.
SOURCEPrudentialGerber
JD Power3/5N/A
BBBA+A+
AM BestA+A
Moody'sA1N/A
FitchAA-N/A
Standard & PoorAA-N/A
Comdex Score9280
SOURCEPrudentialGerber
Total Assets$831 billion$33 billion
Life Insurance in ForceOver $2 trillion $52 billion
PrudentialGerber
Term life insuranceGrow-Up® Plan
Universal life insuranceGerber Term Life Insurance
Standard universalGerber Life Whole Life insurance
Indexed universalGerber Life Guaranteed
Variable universalAccident Protection Insurance
Gerber Life College Plan
PrudentialGerber
MyTerm and Term EssentialGrow-Up® Plan
Term EliteGerber Term Life Insurance
PruTerm WorkLife 65Gerber Life Whole Life insurance
PruLife Return of PremiumGerber Life Guaranteed
PruTerm OneAccident Protection Insurance
Universal Life Insurance Gerber Life College Plan
PruLife Universal Protector
PruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
PrudentialGerber
Serious illness riderWaiver of premium
Disability rider
Additional death benefits
Cash value rider
Estate planning rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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