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Gerber vs Prudential Life Insurance

Gerber and Prudential are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Gerber and Prudential. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Gerber and Prudential.
  • YEAR FOUNDED
    1875
  • CURRENT CEO
    John Strangfeld
  • AVAILABLE
    49 States
  • ADDRESS
    Prudential Plaza, Newark, New Jersey
  • TOP AWARDS

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
  • YEAR FOUNDED
    1967
  • CURRENT CEO
    Keith O’Reilly
  • AVAILABLE
    All 50 States
  • ADDRESS
    Gerber Life Insurance Co. 445 State Street Fremont, MI 49412
  • TOP AWARDS

    Top 50 Performing Life and Health Companies (2009) by The Ward Group

  • PROS
    • Many policies to choose from.
    • Medical exams not required.
  • CONS
    • Not your best savings option.
    • A child rider might provide the same protection.
    • Only one rider mentioned on its website.

Compare Other Options

1st place trophy
1st

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy
2nd

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy
3rd

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Prudential Gerber
JD Power 3/5 N/A
BBB A+ A+
AM Best A+ A
Moody's A1 N/A
Fitch AA- N/A
Standard & Poor AA- N/A
Comdex Score 92 80
SOURCE Prudential Gerber
Total Assets $831 billion $33 billion
Life Insurance in Force Over $2 trillion $52 billion
Prudential Gerber
Term life insuranceGrow-Up® Plan
Universal life insuranceGerber Term Life Insurance
Standard universalGerber Life Whole Life insurance
Indexed universalGerber Life Guaranteed
Variable universalAccident Protection Insurance
Gerber Life College Plan
Prudential Gerber
MyTerm and Term EssentialGrow-Up® Plan
Term EliteGerber Term Life Insurance
PruTerm WorkLife 65Gerber Life Whole Life insurance
PruLife Return of PremiumGerber Life Guaranteed
PruTerm OneAccident Protection Insurance
Universal Life Insurance Gerber Life College Plan
PruLife Universal Protector
PruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Prudential Gerber
Serious illness riderWaiver of premium
Disability rider
Additional death benefits
Cash value rider
Estate planning rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.