Gerber vs Sagicor Life Insurance

Gerber and Sagicor are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Gerber and Sagicor. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Gerber and Sagicor.
    Richard Owen Byles
    45 States
    4343 North Scottsdale Road Suite 300 Scottsdale, AZ 85251

    2016 Celent Model Insurer Winner (Digital and OmniChannel Technologies)

  • PROS
    • Easy to use application platform.
    • You can purchase life insurance in about 30 minutes without talking to an agent.
    • Provides high-value 10 / 15 / 20 year term life insurance & whole life insurance.
  • CONS
    • Not eligible if you are age 65 or older.
    • A medical exam may still be required.
    • 30 year term life insurance and guaranteed universal life are NOT available.
    Keith O’Reilly
    All 50 States
    Gerber Life Insurance Co. 445 State Street Fremont, MI 49412

    Top 50 Performing Life and Health Companies (2009) by The Ward Group

  • PROS
    • Many policies to choose from.
    • Medical exams not required.
  • CONS
    • Not your best savings option.
    • A child rider might provide the same protection.
    • Only one rider mentioned on its website.

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Sagicor Gerber
JD Power N/A N/A
AM Best A- A
Moody's N/A N/A
Fitch N/A N/A
Standard & Poor N/A N/A
Comdex Score N/A 80
SOURCE Sagicor Gerber
Total Assets $6.8 billion $33 billion
Life Insurance in Force $238.695 billion $52 billion
Sagicor Gerber
Permanent Life InsuranceGrow-Up® Plan
Term Life InsuranceGerber Term Life Insurance
Gerber Life Whole Life insurance
Gerber Life Guaranteed
Accident Protection Insurance
Gerber Life College Plan
Sagicor Gerber
Sage Term Life InsuranceGrow-Up® Plan
Sage No Lapse Universal Life (NLUL)Gerber Term Life Insurance
Sagicor’s Fixed Indexed Universal Life (FIUL) Gerber Life Whole Life insurance
Fixed Indexed Single Premium Whole Life (FISPWL)Gerber Life Guaranteed
Sage Whole Life (SWL)Accident Protection Insurance
Interest Sensitive Single Premium Whole Life (ISSPWL)Gerber Life College Plan
Sagicor Gerber
Accelerated Benefit Insurance RiderWaiver of premium
Children’s Term Rider
Accidental Death Benefit Rider
Waiver of Premium Rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.