Metlife vs Protective Life Insurance

  • YEAR FOUNDED
    1868
  • CURRENT CEO
    Steven A. Kandarian
  • AVAILABLE
    All 50 States
  • ADDRESS
    New York, NY 10166
  • TOP AWARDS

    Best Place to Work for Disability Inclusion

    America's Top 50 Organizations for Multicultural Business Opportunities

    Best Customer Experience, Product or Service Innovation with “Cogito — Real Time Customer Service Coaching"

  • PROS
    • High Security
    • Policy Variety
    • Additional Insurance Coverage Options
  • CONS
    • No Online Application
    • Major class action lawsuits
  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
SOURCEMetlifeProtective
JD Power2/5774
BBBC-A+
AM BestA+A+
Moody'sAa3A1
FitchAA-A+
Standard & PoorAA-AA-
Comdex Score9592
SOURCEMetlifeProtective
Total Assets$719.892 billion $75 Billion USD (2016)
Life Insurance in Force$4.662 trillion $767.3 Billion
MetlifeProtective
Term Life InsuranceProtective Custom Choice UL
Whole Life InsuranceProtective Advantage Choice UL
Universal Life InsuranceProtective Classic Choice Term
Accidental Death and DismembermentProtective One Year Term
ProClassic II
ProClassic Legacy
Protective Classic Choice Term
Investors Choice VUL
Strategic Objective VUL
Survivorship Term
Survior UL
Protective Whole Life
MetlifeProtective
Basic Term Life Protective Custom Choice UL
Supplemental LifeProtective Advantage Choice UL
Dependent LifeProtective Classic Choice Term
Voluntary Retiree LifeProtective One Year Term
Whole life insuranceProClassic II
Group Variable Universal Life (GVUL)ProClassic Legacy
Group Universal Life (GUL)Protective Classic Choice Term
Basic Accidental Death & Dismemberment (AD&D)Investors Choice VUL
Supplemental AD&DStrategic Objective VUL
Dependent AD&DSurvivorship Term
Voluntary AD&DSurvior UL
Business Travel Accident (BTA)Protective Whole Life
MetlifeProtective
accidental death riderAccidental death benefit rider
accelerated death benefit riderAccelerated death benefit rider
Waiver of premium rider
Disability income rider
Guaranteed insurability rider
Term insurance rider
Children’s term rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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