Metlife vs Prudential Life Insurance

  • YEAR FOUNDED
    1868
  • CURRENT CEO
    Steven A. Kandarian
  • AVAILABLE
    All 50 States
  • ADDRESS
    New York, NY 10166
  • TOP AWARDS

    Best Place to Work for Disability Inclusion

    America's Top 50 Organizations for Multicultural Business Opportunities

    Best Customer Experience, Product or Service Innovation with “Cogito — Real Time Customer Service Coaching"

  • PROS
    • High Security
    • Policy Variety
    • Additional Insurance Coverage Options
  • CONS
    • No Online Application
    • Major class action lawsuits
  • YEAR FOUNDED
    1875
  • CURRENT CEO
    John Strangfeld
  • AVAILABLE
    49 States
  • ADDRESS
    Prudential Plaza, Newark, New Jersey
  • TOP AWARDS

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
SOURCEMetlifePrudential
JD Power2/53/5
BBBC-A+
AM BestA+A+
Moody'sAa3A1
FitchAA-AA-
Standard & PoorAA-AA-
Comdex Score9592
SOURCEMetlifePrudential
Total Assets$719.892 billion $831 billion
Life Insurance in Force$4.662 trillion Over $2 trillion
MetlifePrudential
Term Life InsuranceMyTerm and Term Essential
Whole Life InsuranceTerm Elite
Universal Life InsurancePruTerm WorkLife 65
Accidental Death and DismembermentPruLife Return of Premium
PruTerm One
Universal Life Insurance
PruLife Universal Protector
PruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
MetlifePrudential
Basic Term Life MyTerm and Term Essential
Supplemental LifeTerm Elite
Dependent LifePruTerm WorkLife 65
Voluntary Retiree LifePruLife Return of Premium
Whole life insurancePruTerm One
Group Variable Universal Life (GVUL)Universal Life Insurance
Group Universal Life (GUL)PruLife Universal Protector
Basic Accidental Death & Dismemberment (AD&D)PruLife Essential UL
Supplemental AD&DPruLife SUL Protector
Dependent AD&DPruLife Universal Plus
Voluntary AD&DPruLife Founders Plus UL
Business Travel Accident (BTA)PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
MetlifePrudential
accidental death riderSerious illness rider
accelerated death benefit riderDisability rider
Additional death benefits
Cash value rider
Estate planning rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.