Metlife vs Prudential Life Insurance

Metlife and Prudential are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Metlife and Prudential. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Metlife and Prudential.
    Steven A. Kandarian
    All 50 States
    New York, NY 10166

    Best Place to Work for Disability Inclusion

    America's Top 50 Organizations for Multicultural Business Opportunities

    Best Customer Experience, Product or Service Innovation with “Cogito — Real Time Customer Service Coaching"

  • PROS
    • High Security
    • Policy Variety
    • Additional Insurance Coverage Options
  • CONS
    • No Online Application
    • Major class action lawsuits
    John Strangfeld
    49 States
    Prudential Plaza, Newark, New Jersey

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Metlife Prudential
JD Power 2/5 3/5
AM Best A+ A+
Moody's Aa3 A1
Fitch AA- AA-
Standard & Poor AA- AA-
Comdex Score 95 92
SOURCE Metlife Prudential
Total Assets $719.892 billion $831 billion
Life Insurance in Force $4.662 trillion Over $2 trillion
Metlife Prudential
Term Life InsuranceMyTerm and Term Essential
Whole Life InsuranceTerm Elite
Universal Life InsurancePruTerm WorkLife 65
Accidental Death and DismembermentPruLife Return of Premium
PruTerm One
Universal Life Insurance
PruLife Universal Protector
PruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Metlife Prudential
Basic Term Life MyTerm and Term Essential
Supplemental LifeTerm Elite
Dependent LifePruTerm WorkLife 65
Voluntary Retiree LifePruLife Return of Premium
Whole life insurancePruTerm One
Group Variable Universal Life (GVUL)Universal Life Insurance
Group Universal Life (GUL)PruLife Universal Protector
Basic Accidental Death & Dismemberment (AD&D)PruLife Essential UL
Supplemental AD&DPruLife SUL Protector
Dependent AD&DPruLife Universal Plus
Voluntary AD&DPruLife Founders Plus UL
Business Travel Accident (BTA)PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Metlife Prudential
accidental death riderSerious illness rider
accelerated death benefit riderDisability rider
Additional death benefits
Cash value rider
Estate planning rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.