Metlife vs Sagicor Life Insurance

  • YEAR FOUNDED
    1868
  • CURRENT CEO
    Steven A. Kandarian
  • AVAILABLE
    All 50 States
  • ADDRESS
    New York, NY 10166
  • TOP AWARDS

    Best Place to Work for Disability Inclusion

    America's Top 50 Organizations for Multicultural Business Opportunities

    Best Customer Experience, Product or Service Innovation with “Cogito — Real Time Customer Service Coaching"

  • PROS
    • High Security
    • Policy Variety
    • Additional Insurance Coverage Options
  • CONS
    • No Online Application
    • Major class action lawsuits
  • YEAR FOUNDED
    1954
  • CURRENT CEO
    Richard Owen Byles
  • AVAILABLE
    45 States
  • ADDRESS
    4343 North Scottsdale Road Suite 300 Scottsdale, AZ 85251
  • TOP AWARDS

    2016 Celent Model Insurer Winner (Digital and OmniChannel Technologies)

  • PROS
    • Easy to use application platform.
    • You can purchase life insurance in about 30 minutes without talking to an agent.
    • Provides high-value 10 / 15 / 20 year term life insurance & whole life insurance.
  • CONS
    • Not eligible if you are age 65 or older.
    • A medical exam may still be required.
    • 30 year term life insurance and guaranteed universal life are NOT available.
SOURCEMetlifeSagicor
JD Power2/5N/A
BBBC-A+
AM BestA+A-
Moody'sAa3N/A
FitchAA-N/A
Standard & PoorAA-N/A
Comdex Score95N/A
SOURCEMetlifeSagicor
Total Assets$719.892 billion $6.8 billion
Life Insurance in Force$4.662 trillion $238.695 billion
MetlifeSagicor
Term Life InsuranceSage Term Life Insurance
Whole Life InsuranceSage No Lapse Universal Life (NLUL)
Universal Life InsuranceSagicor’s Fixed Indexed Universal Life (FIUL)
Accidental Death and DismembermentFixed Indexed Single Premium Whole Life (FISPWL)
Sage Whole Life (SWL)
Interest Sensitive Single Premium Whole Life (ISSPWL)
MetlifeSagicor
Basic Term Life Sage Term Life Insurance
Supplemental LifeSage No Lapse Universal Life (NLUL)
Dependent LifeSagicor’s Fixed Indexed Universal Life (FIUL)
Voluntary Retiree LifeFixed Indexed Single Premium Whole Life (FISPWL)
Whole life insuranceSage Whole Life (SWL)
Group Variable Universal Life (GVUL)Interest Sensitive Single Premium Whole Life (ISSPWL)
Group Universal Life (GUL)
Basic Accidental Death & Dismemberment (AD&D)
Supplemental AD&D
Dependent AD&D
Voluntary AD&D
Business Travel Accident (BTA)
MetlifeSagicor
accidental death riderAccelerated Benefit Insurance Rider
accelerated death benefit riderChildren’s Term Rider
Accidental Death Benefit Rider
Waiver of Premium Rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.