Metlife vs State Farm Life Insurance

Metlife and State Farm are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Metlife and State Farm. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Metlife and State Farm.
    Steven A. Kandarian
    All 50 States
    New York, NY 10166

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  • PROS
    • High Security
    • Policy Variety
    • Additional Insurance Coverage Options
  • CONS
    • No Online Application
    • Major class action lawsuits
    Michael L. Tipsord
    48 States
    East P.O. Box 588002 North Metro, GA 30029


  • PROS
    • Great Term Life Insurance
    • Top rated customer service
  • CONS
    • Term lengths
    • Higher premiums than other companies

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Metlife State Farm
JD Power 2/5 5/5
AM Best A+ A++
Moody's Aa3 Aa1
Fitch AA- N/A
Standard & Poor AA- AA
Comdex Score 95 98
SOURCE Metlife State Farm
Total Assets $719.892 billion $160.732 billion
Life Insurance in Force $4.662 trillion $901.7 billion
Metlife State Farm
Term Life InsuranceSelect Term 10, 20, 30
Whole Life InsuranceReturn of Premium 20, 30
Universal Life InsuranceMortgage Life 15, 30
Accidental Death and DismembermentWhole Life
Limited Pay 10, 15, 20
Single Premium Life
Universal Life
Survivorship Universal Life
Joint Universal Life
Metlife State Farm
Basic Term Life Select Term 10, 20, 30
Supplemental LifeReturn of Premium 20, 30
Dependent LifeMortgage Life 15, 30
Voluntary Retiree LifeWhole Life
Whole life insuranceLimited Pay 10, 15, 20
Group Variable Universal Life (GVUL)Single Premium Life
Group Universal Life (GUL)Universal Life
Basic Accidental Death & Dismemberment (AD&D)Survivorship Universal Life
Supplemental AD&DJoint Universal Life
Dependent AD&D
Voluntary AD&D
Business Travel Accident (BTA)
Metlife State Farm
accidental death riderN/A
accelerated death benefit rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.