Metlife vs Transamerica Life Insurance

Metlife and Transamerica are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Metlife and Transamerica. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Metlife and Transamerica.
    Steven A. Kandarian
    All 50 States
    New York, NY 10166

    Best Place to Work for Disability Inclusion

    America's Top 50 Organizations for Multicultural Business Opportunities

    Best Customer Experience, Product or Service Innovation with “Cogito — Real Time Customer Service Coaching"

  • PROS
    • High Security
    • Policy Variety
    • Additional Insurance Coverage Options
  • CONS
    • No Online Application
    • Major class action lawsuits
    Mark W. Mullin
    All 50 States
    Cedar Rapids, Iowa

    Diversity Best Practices Inclusion Index

    2018 Thomson Reuters Lipper Fund Award

  • PROS
    • Financially secure
    • Competitive life insurance products
    • Variety of products available
  • CONS
    • Some insureds have complained of having to deal with third-party representatives instead of direct sales agents.
    • No BBB accreditation

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Metlife Transamerica
JD Power 2/5 2/5
AM Best A+ A+
Moody's Aa3 A1
Fitch AA- A+
Standard & Poor AA- AA-
Comdex Score 95 N/A
SOURCE Metlife Transamerica
Total Assets $719.892 billion $8.63 billion
Life Insurance in Force $4.662 trillion $1,018 billion
Metlife Transamerica
Term Life InsuranceTrendsetter Super
Whole Life InsuranceTrendsetter Express
Universal Life InsuranceTrendsetter Living Benefits
Accidental Death and DismembermentTransamerica Universal Life
Transamerica Premier Financial Foundation IUL
Guaranteed Whole Life
Metlife Transamerica
Basic Term Life Trendsetter Super
Supplemental LifeTrendsetter Express
Dependent LifeTrendsetter Living Benefits
Voluntary Retiree LifeTransamerica Universal Life
Whole life insuranceTransamerica Premier Financial Foundation IUL
Group Variable Universal Life (GVUL)Guaranteed Whole Life
Group Universal Life (GUL)
Basic Accidental Death & Dismemberment (AD&D)
Supplemental AD&D
Dependent AD&D
Voluntary AD&D
Business Travel Accident (BTA)
Metlife Transamerica
accidental death riderChildren’s Insurance Rider
accelerated death benefit riderAccident Indemnity Rider
Return of Premium Rider (For 20- & 30 Year Terms)
Waiver of Premium Rider
Guaranteed Insurability Benefit Rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.