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Mutual of Omaha vs Prudential Life Insurance

Mutual of Omaha and Prudential are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Mutual of Omaha and Prudential. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Mutual of Omaha and Prudential.
  • YEAR FOUNDED
    1909
  • CURRENT CEO
    James Blackledge
  • AVAILABLE
    44 States
  • ADDRESS
    Mutual of Omaha Insurance Company 3300 Mutual of Omaha Plaza Omaha, Nebraska 68175
  • TOP AWARDS

    2018 Nebraska National Guard Homeland Defense Service Ribbon and the Employer Support of the Guard & Reserve (ESGR) Pro Patria Award

    2018 Mosaic Diversity & Inclusion Award from the Human Resource Association of the Midlands (HRAM)

  • PROS
    • Guaranteed acceptance available
    • Lenient preferred rates
    • Strong and stable
  • CONS
    • Top options require a call
    • Limited online account
  • YEAR FOUNDED
    1875
  • CURRENT CEO
    John Strangfeld
  • AVAILABLE
    49 States
  • ADDRESS
    Prudential Plaza, Newark, New Jersey
  • TOP AWARDS

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates

Compare Other Options

1st place trophy
1st

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy
2nd

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy
3rd

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Mutual of Omaha Prudential
JD Power 4/5 3/5
BBB A+ A+
AM Best A+ A+
Moody's A1 A1
Fitch N/A AA-
Standard & Poor AA- AA-
Comdex Score 93 92
SOURCE Mutual of Omaha Prudential
Total Assets $42.429 billion $831 billion
Life Insurance in Force $216 billion Over $2 trillion
Mutual of Omaha Prudential
Term Life InsuranceMyTerm and Term Essential
Whole Life InsuranceTerm Elite
PruTerm WorkLife 65
PruLife Return of Premium
PruTerm One
Universal Life Insurance
PruLife Universal Protector
PruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Mutual of Omaha Prudential
Term Life InsuranceMyTerm and Term Essential
Accidental Death InsuranceTerm Elite
Whole Life InsurancePruTerm WorkLife 65
Children's Whole LifePruLife Return of Premium
Life Protection Advantage SMPruTerm One
Income Advantage SMUniversal Life Insurance
Guaranteed Universal LifePruLife Universal Protector
AccumULPruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Mutual of Omaha Prudential
Accelerated death benefitSerious illness rider
Accidental death benefitDisability rider
Other insured extensionAdditional death benefits
Waiver of premiumCash value rider
Children’s ridersEstate planning rider
Disability and unemployment premium waivers
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.