Mutual of Omaha vs Prudential Life Insurance

  • YEAR FOUNDED
    1909
  • CURRENT CEO
    James Blackledge
  • AVAILABLE
    44 States
  • ADDRESS
    Mutual of Omaha Insurance Company 3300 Mutual of Omaha Plaza Omaha, Nebraska 68175
  • TOP AWARDS

    2018 Nebraska National Guard Homeland Defense Service Ribbon and the Employer Support of the Guard & Reserve (ESGR) Pro Patria Award

    2018 Mosaic Diversity & Inclusion Award from the Human Resource Association of the Midlands (HRAM)

  • PROS
    • Guaranteed acceptance available
    • Lenient preferred rates
    • Strong and stable
  • CONS
    • Top options require a call
    • Limited online account
  • YEAR FOUNDED
    1875
  • CURRENT CEO
    John Strangfeld
  • AVAILABLE
    49 States
  • ADDRESS
    Prudential Plaza, Newark, New Jersey
  • TOP AWARDS

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates
SOURCEMutual of OmahaPrudential
JD Power4/53/5
BBBA+A+
AM BestA+A+
Moody'sA1A1
FitchN/AAA-
Standard & PoorAA-AA-
Comdex Score9392
SOURCEMutual of OmahaPrudential
Total Assets$42.429 billion$831 billion
Life Insurance in Force$216 billionOver $2 trillion
Mutual of OmahaPrudential
Term Life InsuranceMyTerm and Term Essential
Whole Life InsuranceTerm Elite
PruTerm WorkLife 65
PruLife Return of Premium
PruTerm One
Universal Life Insurance
PruLife Universal Protector
PruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Mutual of OmahaPrudential
Term Life InsuranceMyTerm and Term Essential
Accidental Death InsuranceTerm Elite
Whole Life InsurancePruTerm WorkLife 65
Children's Whole LifePruLife Return of Premium
Life Protection Advantage SMPruTerm One
Income Advantage SMUniversal Life Insurance
Guaranteed Universal LifePruLife Universal Protector
AccumULPruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Mutual of OmahaPrudential
Accelerated death benefitSerious illness rider
Accidental death benefitDisability rider
Other insured extensionAdditional death benefits
Waiver of premiumCash value rider
Children’s ridersEstate planning rider
Disability and unemployment premium waivers
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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