Primerica vs Protective Life Insurance

  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
  • YEAR FOUNDED
    1977
  • CURRENT CEO
    Glenn J. Williams
  • AVAILABLE
    All 50 States
  • ADDRESS
    1 Primerica Parkway Duluth, GA 30099
  • TOP AWARDS

    2016 DALBAR Mutual Fund Service Award

    2015 Forbes list of America’s 50 Most Trustworthy Financial Companies

  • PROS
    • Strong financial stability.
    • Simple.
    • Quick claims.
  • CONS
    • Appears to operate under a multilevel marketing structure.
    • Strict underwriting.
    • No permanent policies.
SOURCEProtectivePrimerica
JD Power7742/5
BBBA+A+
AM BestA+A+
Moody'sA1N/A
FitchA+N/A
Standard & PoorAA-N/A
Comdex Score92N/A
SOURCEProtectivePrimerica
Total Assets$75 Billion USD (2016)$12.46 billion
Life Insurance in Force$767.3 Billion $728 billion
ProtectivePrimerica
Term Life InsurancePrimerica Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Variable Universal Life Insurance
Indexed Universal Life Insurance
Survivorship Universal Life Insurance
Life Insurance for Children
ProtectivePrimerica
Protective Custom Choice UL Primerica Term Life Insurance
Protective Advantage Choice UL
Protective Classic Choice Term
Protective One Year Term
ProClassic II
ProClassic Legacy
Protective Classic Choice Term
Investors Choice VUL
Strategic Objective VUL
Survivorship Term
Survior UL
Protective Whole Life
ProtectivePrimerica
Accidental death benefit riderIncreasing benefit.
Accelerated death benefit riderTerminal illness.
Waiver of premium riderWaiver of premium rider.
Disability income rider
Guaranteed insurability rider
Term insurance rider
Children’s term rider
Jonathan Holloway
October 13, 2019
John Holloway is a licensed life insurance agent and co-founder at NoExam.com
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