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Primerica vs Protective Life Insurance

Primerica and Protective are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Primerica and Protective. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Primerica and Protective.
  • YEAR FOUNDED
    1907
  • CURRENT CEO
    John D. Johns
  • AVAILABLE
    All 50 States
  • ADDRESS
    111 Congresional Blvd., Suite 500 Carmel, IN 46032
  • TOP AWARDS

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
  • YEAR FOUNDED
    1977
  • CURRENT CEO
    Glenn J. Williams
  • AVAILABLE
    All 50 States
  • ADDRESS
    1 Primerica Parkway Duluth, GA 30099
  • TOP AWARDS

    2016 DALBAR Mutual Fund Service Award

    2015 Forbes list of America’s 50 Most Trustworthy Financial Companies

  • PROS
    • Strong financial stability.
    • Simple.
    • Quick claims.
  • CONS
    • Appears to operate under a multilevel marketing structure.
    • Strict underwriting.
    • No permanent policies.

Compare Other Options

1st place trophy
1st

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy
2nd

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy
3rd

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Protective Primerica
JD Power 774 2/5
BBB A+ A+
AM Best A+ A+
Moody's A1 N/A
Fitch A+ N/A
Standard & Poor AA- N/A
Comdex Score 92 N/A
SOURCE Protective Primerica
Total Assets $75 Billion USD (2016) $12.46 billion
Life Insurance in Force $767.3 Billion $728 billion
Protective Primerica
Term Life InsurancePrimerica Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Variable Universal Life Insurance
Indexed Universal Life Insurance
Survivorship Universal Life Insurance
Life Insurance for Children
Protective Primerica
Protective Custom Choice UL Primerica Term Life Insurance
Protective Advantage Choice UL
Protective Classic Choice Term
Protective One Year Term
ProClassic II
ProClassic Legacy
Protective Classic Choice Term
Investors Choice VUL
Strategic Objective VUL
Survivorship Term
Survior UL
Protective Whole Life
Protective Primerica
Accidental death benefit riderIncreasing benefit.
Accelerated death benefit riderTerminal illness.
Waiver of premium riderWaiver of premium rider.
Disability income rider
Guaranteed insurability rider
Term insurance rider
Children’s term rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.