Protective vs Prudential Life Insurance

Protective and Prudential are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Protective and Prudential. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Protective and Prudential.
    John D. Johns
    All 50 States
    111 Congresional Blvd., Suite 500 Carmel, IN 46032

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
    John Strangfeld
    49 States
    Prudential Plaza, Newark, New Jersey

    The World's Most Admired Companies, FORTUNE, No. 1 in Insurance:Life and Health

    World’s Most Ethical Companies®, Ethisphere

    The JUST100, Forbes and JUST Capital

  • PROS
    • Possible rate reductions
    • Lenient underwriting guidelines
    • Actual age
  • CONS
    • No whole life insurance
    • Lengthy approval process
    • Strict underwriting for best rates

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Protective Prudential
JD Power 774 3/5
AM Best A+ A+
Moody's A1 A1
Fitch A+ AA-
Standard & Poor AA- AA-
Comdex Score 92 92
SOURCE Protective Prudential
Total Assets $75 Billion USD (2016) $831 billion
Life Insurance in Force $767.3 Billion Over $2 trillion
Protective Prudential
Term Life InsuranceMyTerm and Term Essential
Whole Life InsuranceTerm Elite
Universal Life InsurancePruTerm WorkLife 65
Variable Universal Life InsurancePruLife Return of Premium
Indexed Universal Life InsurancePruTerm One
Survivorship Universal Life InsuranceUniversal Life Insurance
Life Insurance for ChildrenPruLife Universal Protector
PruLife Essential UL
PruLife SUL Protector
PruLife Universal Plus
PruLife Founders Plus UL
PruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Protective Prudential
Protective Custom Choice UL MyTerm and Term Essential
Protective Advantage Choice ULTerm Elite
Protective Classic Choice TermPruTerm WorkLife 65
Protective One Year Term PruLife Return of Premium
ProClassic II PruTerm One
ProClassic LegacyUniversal Life Insurance
Protective Classic Choice TermPruLife Universal Protector
Investors Choice VUL PruLife Essential UL
Strategic Objective VULPruLife SUL Protector
Survivorship Term PruLife Universal Plus
Survior ULPruLife Founders Plus UL
Protective Whole LifePruLife Index Advantage UL
PruLife Survivorship Index UL
VUL Protector
PruLife Custom Premier II
PruLife SVUL Protector
Protective Prudential
Accidental death benefit riderSerious illness rider
Accelerated death benefit riderDisability rider
Waiver of premium riderAdditional death benefits
Disability income riderCash value rider
Guaranteed insurability riderEstate planning rider
Term insurance rider
Children’s term rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.