Protective vs Sagicor Life Insurance

Protective and Sagicor are two solid life insurance companies. Rest assured you can't make a bad choice if you have narrowed it down to Protective and Sagicor. See our side by side comparison below to see how these two companies stack up. We have included financial ratings, current leadership, assets, and premium in force for both Protective and Sagicor.
    John D. Johns
    All 50 States
    111 Congresional Blvd., Suite 500 Carmel, IN 46032

    2010 Optimas Award from Workforce Management Magazine

  • PROS
    • Financially sound.
    • Competitive, comprehensive rates.
    • Flexible health guidelines.
  • CONS
    • Approval can take awhile.
    • Low tolerance for smoking.
    Richard Owen Byles
    45 States
    4343 North Scottsdale Road Suite 300 Scottsdale, AZ 85251

    2016 Celent Model Insurer Winner (Digital and OmniChannel Technologies)

  • PROS
    • Easy to use application platform.
    • You can purchase life insurance in about 30 minutes without talking to an agent.
    • Provides high-value 10 / 15 / 20 year term life insurance & whole life insurance.
  • CONS
    • Not eligible if you are age 65 or older.
    • A medical exam may still be required.
    • 30 year term life insurance and guaranteed universal life are NOT available.

Compare Other Options

1st place trophy

Health IQ is a unique life insurance brokerage that gets you special rates if you live an active lifestyle. If you exercise a few times per week, you can qualify for lower rates. Click below to get an accurate quote.

2nd place trophy

AIG, also know as American International Group, has been in business since 1919. AIG's strong financial rating, product selection and competitive pricing earns it the #2 spot.

3rd place trophy

Banner is a subsidiary of Legal & General, and have been in business since 1836. They hold an A+ financial rating and have some of the most competitive rates. This earns them the #3 spot.

SOURCE Protective Sagicor
JD Power 774 N/A
AM Best A+ A-
Moody's A1 N/A
Fitch A+ N/A
Standard & Poor AA- N/A
Comdex Score 92 N/A
SOURCE Protective Sagicor
Total Assets $75 Billion USD (2016) $6.8 billion
Life Insurance in Force $767.3 Billion $238.695 billion
Protective Sagicor
Term Life InsuranceSage Term Life Insurance
Whole Life InsuranceSage No Lapse Universal Life (NLUL)
Universal Life InsuranceSagicor’s Fixed Indexed Universal Life (FIUL)
Variable Universal Life InsuranceFixed Indexed Single Premium Whole Life (FISPWL)
Indexed Universal Life InsuranceSage Whole Life (SWL)
Survivorship Universal Life InsuranceInterest Sensitive Single Premium Whole Life (ISSPWL)
Life Insurance for Children
Protective Sagicor
Protective Custom Choice UL Sage Term Life Insurance
Protective Advantage Choice ULSage No Lapse Universal Life (NLUL)
Protective Classic Choice TermSagicor’s Fixed Indexed Universal Life (FIUL)
Protective One Year Term Fixed Indexed Single Premium Whole Life (FISPWL)
ProClassic II Sage Whole Life (SWL)
ProClassic LegacyInterest Sensitive Single Premium Whole Life (ISSPWL)
Protective Classic Choice Term
Investors Choice VUL
Strategic Objective VUL
Survivorship Term
Survior UL
Protective Whole Life
Protective Sagicor
Accidental death benefit riderAccelerated Benefit Insurance Rider
Accelerated death benefit riderChildren’s Term Rider
Waiver of premium riderAccidental Death Benefit Rider
Disability income riderWaiver of Premium Rider
Guaranteed insurability rider
Term insurance rider
Children’s term rider
Jonathan Holloway
January 1, 1970
Jonathan is a licensed life insurance agent at NoExam.com that writes about insurance, personal finance, lifestyle, and sports. See our pages on term life insurance, life insurance rates and life insurance companies for more.
Disclaimer: We make every attempt to make sure our information is up to date, but since things change often it is best to double check the data. This review is an opinion. Clicking on links may result in NoExam.com being compensated.