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Life Insurance Rates for a 38 Year Old Male

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Here are life insurance rates from some of the best life insurance companies for a 38 year old male. These rates are pulled from our own quoting system, and these are the same rates you will see when you apply for coverage with any of these companies.

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10 Year Life Insurance Rates for a 38 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $14 $15 $18 $21 $28 $36
Ladder $17 $19 $24 $28 $39 $52
Mutual of Omaha $17 $19 $24 $26 $36 $38
Banner $17 $19 $24 $25 $36 $47
Protective $13 $16 $21 $21 $32 $35
Prudential $22 $25 $31 $37 $52 $45

20 Year Life Insurance Rates for a 38 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $19 $22 $27 $32 $45 $57
Ladder $23 $27 $35 $42 $60 $77
Mutual of Omaha $21 $24 $30 $35 $50 $64
Banner $19 $21 $27 $31 $44 $65
Protective $20 $24 $32 $34 $51 $62
Prudential $28 $32 $41 $49 $70 $85

30 Year Life Insurance Rates for a 38 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $34 $39 $51 $59 $86 $117
Ladder $35 $41 $54 $65 $95 $125
Mutual of Omaha $36 $42 $54 $62 $90 $113
Banner $30 $35 $45 $52 $76 $102
Protective $32 $39 $52 $56 $85 $104
Prudential $37 $43 $55 $67 $98 $127

These life insurance rates are for 38 year old males in great health. If you have any existing health conditions, take certain prescription medications, use tobacco, have a family history of disease, or moving violations on your driving record, you may see your rate quoted higher than what was quoted here.

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