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Life Insurance Rates For A 66 Year Old Male

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At 66 years old, life insurance rates increase while coverage options decrease. Life insurance rates for a 66 year old male in overall good health are shown in the rate charts below. Certain coverage amounts are available that are not shown on this page. Talking to a life insurance agent is one way to find all of the options available for a 66 year old male shopping for life insurance. Certain coverage amounts, while not shown on this page, are available upon request. 

10 Year Life Insurance Rates for a 66 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Mutual of Omaha $164 $196 $259 $310 $463 $590
Banner $134 $160 $212 $260 $388 $490
Protective $148 $177 $237 $284 $426 $538
Prudential $159 $188 $249 $309 $460 $590

15 Year Life Insurance Rates for a 66 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Mutual of Omaha $231 $277 $367 $450 $673 $883
Banner $184 $219 $291 $349 $522 $664
Protective $205 $246 $329 $395 $593 $751
Prudential $236 $282 $373 $465 $693 $894

20 Year Life Insurance Rates for a 66 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Mutual of Omaha $361 $432 $574 $688 $1029 $1333
Banner $297 $356 $473 $578 $865 $1080
Protective $291 $348 $463 $555 $831 $1096

While it is possible to forego a medical examination, it is likely that a 66 year old male will be required to have a physical in order to obtain coverage. The rates shown above are for a 66 year old male in very good health.  

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