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Life Insurance Rates For a 52 Year Old Male

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Preview life insurance rates for a 52 year old male in very good health by comparing the price charts below. While some providers below offer instant coverage, many males in this age range will find that they must take a physical exam in order to obtain coverage. However, some insurance companies like Prudential and Protective offer accelerated underwriting which will allow for an applicant to be approved instantly. 

The price charts below will provide an apples-to-apples comparison between some of the nations most reputable and well known insurance providers.  

10 Year Life Insurance Rates for a 52 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $53 $62 $81 $100 $147 $194
Ladder $48 $56 $73 $85 $126 $154
Mutual of Omaha $39 $45 $59 $70 $102 $124
Banner $38 $44 $58 $63 $92 $130
Protective $37 $44 $59 $66 $100 $122
Prudential $41 $48 $62 $76 $110 $124

20 Year Life Insurance Rates for a 52 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $100 $119 $156 $196 $290 $388
Ladder $73 $87 $114 $132 $196 $259
Mutual of Omaha $65 $77 $101 $120 $177 $228
Banner $53 $63 $82 $99 $146 $193
Protective $60 $73 $97 $112 $168 $214
Prudential $70 $83 $108 $133 $197 $256

30 Year Life Insurance Rates for a 52 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven NA NA NA NA NA NA
Ladder NA NA NA NA NA NA
Mutual of Omaha $125 $150 $198 $237 $353 $464
Banner $103 $122 $161 $199 $296 $415
Protective $110 $132 $177 $210 $315 $400
Prudential $150 $178 $235 $292 $435 $574

The life insurance company will give you the most accurate rate when you apply for life insurance. For example, if you take a certain prescription or do not meet underwriting criteria for the insurers height and weight guidelines, your rates could increase. 

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