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Life Insurance Rates 53 Year Old Male

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Checking life insurance rates for a 53 year old male in good health is as simple as viewing the charts below. The options available are for term life insurance coverage only. The longer the term duration, the more expensive the policy will be. Life Insurance rates differ significantly between ages 50-70 for most males. It is always best to secure coverage as early as possible as the rates are calculated and determined based on the proposed insureds current age. 

10 Year Life Insurance Rates for a 53 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $53 $62 $81 $100 $147 $194
Ladder $52 $61 $80 $89 $132 $161
Mutual of Omaha $42 $50 $64 $76 $111 $135
Banner $38 $44 $58 $67 $98 $137
Protective $40 $48 $64 $72 $109 $134
Prudential $43 $51 $65 $80 $116 $134

20 Year Life Insurance Rates for a 53 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $100 $119 $156 $196 $290 $388
Ladder $80 $95 $125 $139 $206 $273
Mutual of Omaha $72 $85 $112 $133 $196 $254
Banner $59 $70 $92 $109 $161 $221
Protective $66 $79 $106 $123 $185 $235
Prudential $78 $93 $121 $150 $221 $285

30 Year Life Insurance Rates for a 53 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven NA NA NA NA NA NA
Ladder NA NA NA NA NA NA
Mutual of Omaha $135 $160 $212 $257 $383 $507
Banner $111 $132 $174 $216 $321 $430
Protective $124 $149 $198 $236 $354 $451
Prudential $167 $199 $263 $327 $487 $643

Certain insurance companies allow for a portion of an insureds term life insurance coverage to be converted into a whole life policy. This is one reason why males in their fifties may choose a shorter duration term such as a 10 or 20 year term length. Conversion options are subject to provider consideration. 

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