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Life Insurance Rates For A 61 Year Old Male

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Term life insurance rates for a 61 year old male in very good health are included in the rate charts on this page. Coverage is underwritten based on the current health of each applicant. Certain insurance companies require a medical exam while others are able to verify records electronically eliminating the need for an exam. 

10 Year Life Insurance Rates for a 61 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $152 $181 $239 $296 $441 $585
Mutual of Omaha $93 $111 $146 $173 $257 $327
Banner $83 $98 $130 $145 $215 $287
Protective $83 $100 $133 $154 $232 $290
Prudential $86 $102 $134 $166 $245 $303

15 Year Life Insurance Rates for a 61 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $214 $256 $339 $423 $632 $843
Mutual of Omaha $128 $153 $202 $244 $364 $462
Banner $102 $121 $160 $194 $288 $372
Protective $115 $138 $185 $216 $325 $414
Prudential $130 $154 $203 $252 $375 $486

20 Year Life Insurance Rates for a 61 Year Old Male

Company $250,000 $300,000 $400,000 $500,000 $750,000 $1,000,000
Haven $352 $421 $560 $702 $1050 $1403
Mutual of Omaha $177 $211 $280 $335 $500 $639
Banner $166 $198 $263 $270 $403 $540
Protective $153 $184 $245 $291 $436 $557
Prudential $194 $231 $305 $380 $567 $705

Use the charts as an estimate of what a 61 year old male in overall very good health will pay for life insurance. The charts represent some of the highest rated life insurance companies in the nation. 

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