The application process is easy. The simple questionnaire will show you coverage options to buy online. No medical exam or waiting period.
Answer our short medical health application to see if you qualify for immediate coverage.
Fixed monthly rates that will never change during the level term period of your no exam term life insurance policy.
NoExam.com only uses your information to provide instant online life insurance quotes. Select a quote and buy no medical exam life insurance online in under 15 minutes. Our carriers consist of A.M. BEST life insurance carriers with a proven track record of financial stability. Learn more about about the best life insurance carriers here. Shop no medical exam life insurance policies today. Getting an online life insurance policy is quick and easy with our secure online life insurance application.
Create your own monthly payment plan for your insurance coverage with our payment date options tool. With flexible payment options you can rest assured your policy premium payments are scheduled to your own convenience.
Your premium payments do not change at any point during the duration of your coverage.
If you are not fully satisfied with your no medical term life insurance policy you may cancel at any time within the first month and receive a full refund of your first months premium payment. A policy cancellation must be done within each applicants “free look” period.
Just about every life insurance company offers term life insurance with accelerated underwriting. This is industry speak for a term life policy that does not require an exam. Big companies like Transamerica, AARP, Metlife offer no exam life insurance. See some of the top companies profiled below.
Sagicor is one of the most popular choices for customers looking for quick coverage. Their no exam policies can get approved in minutes, and their rates are competitive. Sagicor has been in business for 175 years and has over 600,000 policy holders. They also are publicly traded with offices in FL, AZ, and OK. They currently have over $5 billion in assets. Read our full Sagicor life insurance review.
Another great choice for quick and easy coverage is North American. Their no exam policies can get issued in real time over the phone with an agent. They have been in business for over 100 years as part of Sammons Financial Group. North American gets rated as A+ with AM Best, as opposed to Sagicor’s BBB-. They have more than 595,000 life insurance and annuity policies on the books. They also have over $22 billion in assets and $117 billion of life insurance in force.
Fidelity began with the focus of helping middle Americans get life insurance. The company holds an AM Best rating of A-, and has over $405 million in total assets. They currently have over $30 billion of life insurance policies in force. The no exam policies from Fidelity over coverage up to $1,000,000 with turnaround times in 24-48 hours.
Founded in 1926, United of Omaha has some great options for those in search of fast coverage. Their financial strength rates A+ with AM Best. Their total assets come in at $38.5 billion and they have over $300 billion of life insurance in force.
Where can I start?
To get a custom quote for a no exam life insurance policy from the top companies, click here. We offer customers the ability to compare different rates and apply online. Our licensed agents are available at 888-407-0714.