No Medical Exam Life Insurance

Get coverage fast. No medical exam required.

Term
Life Insurance

Up to $400,000

Age Groups: 20 - 60
Health: Medium - Great
Works for:
Family Income Protection

Instant Quote

Guaranteed
Life Insurance

Up to $20,000

Age Groups: 50 - 80
Health: Poor - Good
Works for:
Burial Expenses

Instant Quote
  • Buy Online
  • Instant Approval
  • Fixed Monthly Rates
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  • A Rated Company

No Medical Exam Life Insurance

Traditional term life insurance policies require a medical exam. This means that a medical practitioner will come to your home and conduct an exam that requires urine and blood samples. Many people are not comfortable with this, and it has led to a high number of under insured Americans. This has led to life insurance companies offering products that do not require a health examination.

Who is it for?

Anyone looking for term life insurance coverage with a death benefit under $400,000 who:
- Do not wish to take a medical exam and have blood drawn or suffer from white coat syndrome. - Have a busy schedule or travel frequently and cannot find the time to schedule an exam. - Need life insurance fast due to the closing of a loan or court order.

What is Non Med Life Insurance?

Life insurance that does not require an exam is very similar to traditional term life insurance. The coverage amount is limited, but the term lengths are the same. No medical exam life insurance, or simplified issue life insurance, is designed for those in the market place with anywhere from preferred to standard health. Those who are able to purchase a simplified issue policy are not required to undergo the physical medical exam that may be required when purchasing a policy.

Why Get No Exam Coverage

Simplified issue coverage allows an individual to purchase term life insurance in a matter of minutes. It is only slightly more expensive, but the time saved is invaluable.

What is the Application Process Like?

This depends on the insurance company you choose. NoExam.com has several options that range from just a few minutes to up to 48 hours for approval. The applications usually consist of some medical history questions, and the insurance company will check your prescription report and motor vehicle record. Click here to see how medical conditions and medications can affect your rates.

What Our Customers Say

  • Buying life insurance was a huge priority, but a medical exam was not something I was looking forward to. NoExam.com made the process simple and fast. Within minutes, I was insured, and my family protected.

    Lacy.P, Florida

  • As my parents grew older the last thing we wanted to discuss was funeral expenses. With NoExam there was no need for concern. The application was easy for them to complete online and the policy was in place almost immediately. They can now focus on spending time with their growing bunch of grandchildren.

    Ben.H, Texas

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  1. Buy life insurance online in minutes
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  3. Receive your policy via email

NoExam.com only uses your information to provide instant quotes and coverage. Policies on our website are available for purchase online and can be completed in 15 minutes. Our underwriting carriers consist of A.M. BEST accredited providers with a proven track record of financial stability.

Choose Your Monthly Payments

Create your own monthly payment plan for your insurance coverage with our payment date options tool. With flexible payment options you can rest assured your policy premium payments are scheduled to your own convenience.

Your premium payments do not change at any point during the duration of your coverage.

Money Back Guarantee

If you are not fully satisfied with your policy you may cancel your policy at any time within the first month and receive a full refund of your first months premium payment. A policy cancellation must be done within each applicants “free look” period.

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