What Is No Exam Life Insurance
Simplified issue life insurance, or no exam life insurance, is designed for those in the market place with anywhere from preferred to standard health. Those who are able to purchase a simplified issue policy are not required to undergo the typical medical exam that may be required when purchasing a policy.
Eliminating the physical medical examination process is what enables simplified issue policies to be approved in a timely manner. Depending on the life insurance company some policies can be approved instantly.
What Our Customers Say
Buying life insurance was a huge priority, but a medical exam was not something I was looking forward to. NoExam.com made the process simple and fast. Within minutes, I was insured, and my family protected.
As my parents grew older the last thing we wanted to discuss was funeral expenses. With NoExam there was no need for concern. The application was easy for them to complete online and the policy was in place almost immediately. They can now focus on spending time with their growing bunch of grandchildren.
Secure Online Signup
- Buy life insurance online in minutes
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- Receive your policy via email
NoExam.com only uses your information to provide instant quotes and coverage. Policies on our website are available for purchase online and can be completed in 15 minutes. Our underwriting carriers consist of A.M. BEST accredited providers with a proven track record of financial stability.
Choose Your Monthly Payments
Create your own monthly payment plan for your insurance coverage with our payment date options tool. With flexible payment options you can rest assured your policy premium payments are scheduled to your own convenience.
Your premium payments do not change at any point during the duration of your coverage.
Money Back Guarantee
If you are not fully satisfied with your policy you may cancel your policy at any time within the first month and receive a full refund of your first months premium payment. A policy cancellation must be done within each applicants “free look” period.
Companies We Work With
National Life Group offers no medical policies available for purchase directly on our website. With thirty billion dollars in assets, National Life Group is recognized by A.M. Best as an “A / Excellent” rated insurance provider with an outstanding financial outlook.
Founded in 1890, Assurity is one of the longest standing and most reputable insurance providers in the market today. With over two billion in assets, and an “A- / Excellent” rating from A.M. Best, Assurity is a stable leader in the market place.
Founded in 1836 Legal & General currently operates with over three hundred billion in assets. With an A.M. Best rating of “A+ / Excellent”, Legal and General remains one of the top financial institutions in the country.
Metlife began its operation in 1868. Currently, Met is recognized as one of the largest companies in the world boasting over seven hundred billion in assets. Metlife offers up to $250,000 of term life insurance without a physical exam. Their “A++ / Superior” A.M. Best rating puts them in a class of their own.
Sagicor Life Insurance Company specializes in no medical life insurance coverage for individuals up to age 65. Established in 1840, Sagicor has nearly six billion in assets and remains a reputable national coverage provider.
Mutual Of Omaha has been helping individuals secure coverage through the independent insurance agent channel since 1909. Holding a “A+ / Excellent” rating with A.M Best, along with being a fortune 500 company, has secured Mutual Of Omaha as a top provider in the United States.