Life Insurance Rates By Age

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Last Updated May 28th 2018

Before you go and submit your personal details for a life insurance quote, consider the life insurance rate charts below.

life insurance quotes

Often, if you enter your email and phone number on a life insurance quote site, you get calls and emails from agents. Lots of them.

That is why we have decided to publish sample life insurance rates by age and gender to help our customers make an informed decision. Maybe you just want to kick the tires and check some rates without having to talk to anyone? Have a look at these rates to get a good idea of the average term life insurance rates for your age so that you make sure you are getting the best life insurance rate before you submit your application.

We have assembled various life insurance rates by age below for you to get an estimate of what it will cost based on term length, coverage amount, and age.

We present rates for no exam life insurance policies as well as policies that do require an exam. See our reviews of the best life insurance companies. Please see this page for life insurance approval times.

Should you find these rates to be satisfactory, please call 888-407-0714 to speak with a licensed agent. You can apply online or over the phone in just a few minutes.

How Much Life Insurance Coverage Do You Need?

The answer to this question varies based on a multitude of factors. Generally speaking, you want at least 7 to 10 times your annual income. However, you must consider the size of your family and their needs in the future as well.

How Much Does Term Life Insurance Cost?

This is a loaded question. The short answer is it depends. The long answer is it depends on how much term life insurance coverage you need, how old you are, your gender, your overall health, your driving record, and your family history. For a healthy 35 year old male looking for $1,000,000 of coverage for 20 years, the cost is around $40 per month. The cost can go up depending on the applicants health, driving record, and family history.

Life Insurance Rates by Age

Ages$100,000$500,000
30$9.45$18.27
40$10.75$23.75
50$17.87$45.70
60$36.14$127.32

10 Year Term Life Insurance Rates Chart

A 10-year term life insurance policy is usually the most affordable option for coverage. It will offer a level premium for 10 years. Once the initial 10 years is up the premium will rise annually if the policy is renewable.

Male

The life insurance quotes below are rates based on a 10-year term for a healthy non-smoking male with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000$250,000$500,000$1,000,000
18$9.41$13.92$18.27$29.58
19$9.41$13.92$18.27$29.58
20$9.41$13.92$18.27$29.58
21$9.41$13.92$18.27$29.58
22$9.41$13.92$18.27$29.58
23$9.41$13.92$18.27$29.58
24$9.41$13.92$18.27$29.58
25$9.41$13.92$18.27$29.58
26$9.41$13.92$18.27$29.58
27$9.41$13.92$18.27$29.58
28$9.41$13.92$18.27$29.58
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
29$9.45$13.92$18.27$29.58
30$9.45$13.92$18.27$29.58
31$9.45$13.92$18.27$29.58
32$9.45$13.92$18.27$29.58
33$9.45$13.92$18.27$29.58
34$9.45$13.92$18.27$29.58
35$9.45$13.92$18.27$29.58
36$10.02$15.11$19.71$31.32
37$10.11$15.33$21.06$33.93
38$10.29$15.56$22.36$36.54
39$10.48$15.79$23.50$38.28
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
40$10.75$16.25$23.75$40.80
41$11.02$16.70$24.34$41.96
42$11.39$17.85$25.41$43.00
43$12.12$19.44$25.54$44.05
44$12.94$21.04$27.56$47.85
45$13.76$22.64$29.39$49.33
45$13.76$22.64$29.39$49.33
47$15.41$26.07$35.40$59.94
48$16.23$26.60$38.53$65.25
49$17.05$27.13$41.67$71.56
[/expand]
[expand title=”50-59 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
50$17.87$27.67$45.70$79.17
51$18.70$29.95$50.63$88.65
52$19.61$32.46$56.01$98.31
53$20.62$35.43$61.74$109.18
54$21.80$38.63$68.01$120.49
55$23.36$42.28$74.56$135.72
56$25.27$45.94$81.90$150.51
57$27.56$50.05$90.51$166.08
58$30.12$56.21$99.02$181.83
59$33.04$61.69$109.32$200.97
[/expand]
[expand title=”60-69 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
60$36.14$68.32$127.32$223.59
61$37.94$71.91$131.81$249.69
62$41.77$79.52$147.90$278.40
63$46.03$87.78$165.30$311.46
64$50.73$98.88$185.75$351.48
65$56.04$109.1$207.5$391.50
66$61.52$122.15$230.12$431.52
67$67.70$136.72$254.48$470.67
68$74.66$153.47$281.88$515.04
69$82.58$172.61$314.94$575.07
[/expand]
[expand title=”70-74 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
70$91.88$195.01$355.40$651.63
71$102.15$219.81$401.51$742.11
72$112.85$246.34$451.97$849.12
73$125.12$276.79$510.26$973.53
74$140.78$313.98$586.82$1127.52
[/expand]

Female

The life insurance quotes below are rates based on a 10-year term life insurance policy for a healthy non-smoking female with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000 $250,000 $500,000 $1,000,000*
18$8.04$10.34$13.05$20.88
19$8.04$10.34$13.05$20.88
20$8.04$10.34$13.05$20.88
21$8.04$10.34$13.05$20.88
22$8.04$10.34$13.05$20.88
23$8.04$10.34$13.05$20.88
24$8.04$10.34$13.05$20.88
25$8.04$10.34$13.05$20.88
26$8.04$10.34$13.05$20.88
27$8.06$10.34$13.05$20.88
28$8.08$10.34$13.05$20.88
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000 $250,000 $500,000 $1,000,000*
29$8.08$10.34$13.05$20.88
30$8.10$10.34$13.05$20.88
31$8.10$10.34$13.05$20.88
32$8.10$10.47$13.05$20.88
33$8.10$10.61$13.49$21.75
34$8.21$10.73$13.49$21.75
35$8.22$10.98$13.92$22.62
36$8.74$11.68$14.79$23.49
37$8.92$12.14$15.23$24.36
38$9.20$12.59$15.68$25.23
39$9.56$13.05$16.58$26.97
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
40$9.93$13.96$17.70$29.15
41$10.48$15.11$19.04$31.76
42$11.21$16.48$20.83$35.23
43$11.85$16.89$22.59$38.65
44$12.58$16.91$25.09$43.50
45$13.22$16.93$26.66$46.55
46$13.76$17.98$28.59$50.29
47$14.31$18.99$30.82$54.63
48$14.86$20.13$33.15$59.16
49$15.32$21.50$35.40$63.51
[/expand]
[expand title=”50-59 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
50$15.87$22.87$38.08$68.73
51$16.41$24.47$40.77$73.95
52$16.87$26.07$43.91$80.04
53$17.33$27.89$47.94$87.87
54$17.97$29.95$51.88$95.53
55$18.97$32.23$55.78$103.10
56$20.07$34.29$59.50$110.32
57$21.25$36.34$62.28$115.71
58$22.72$38.86$65.86$122.67
59$24.63$42.74$71.69$133.98
[/expand]
[expand title=”60-69 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
60$27.47$48.22$83.13$153.12
61$28.46$52.11$86.94$168.66
62$30.77$62.99$111.80$218.37
63$40.21$75.17$133.55$261.87
64$46.03$86.65$156.60$307.98
65$51.86$99.31$180.09$354.96
66$57.52$111.06$202.28$399.33
67$63.44$123.45$224.90$444.57
68$69.61$136.50$249.26$493.29
69$76.49$151.73$278.40$551.58
[/expand]
[expand title=”70-74 Years Old”]
Age$100,000$250,000$500,000$1,000,000*
70$84.14$169.78$314.51$623.79
71$92.49$191.10$357.57$709.92
72$101.19$214.59$407.60$809.97
73$110.94$241.56$464.58$923.94
74$122.25$272.66$528.96$1,052.70
[/expand]

*Quotes are presented in a monthly premium format. Valid as of 10/19/16. The above quotes are for a non-smoker in excellent health and are subject to changes.

15 Year Term Life Insurance Rates Chart

A 15-year term policy life insurance policy is similar to the 10-year term in that it is usually one of the more affordable term lengths. It will provide coverage for 15 years at a level premium. Once the initial 15 years has passed, the premium will rise annually if the policy is renewable.

Male

The life insurance quotes below are rates based on a 15-year term life policy for a healthy non-smoking male with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000$250,000$500,000$1,000,000
18$9.50$14.14$19.14$30.45
19$9.50$14.14$19.14$30.45
20$9.50$14.14$19.14$30.45
21$9.50$14.14$19.14$30.45
22$9.50$14.14$19.14$30.45
23$9.50$14.14$19.14$30.45
24$9.50$14.14$19.14$30.45
25$9.50$14.14$19.14$30.45
26$9.50$14.14$19.14$30.45
27$9.50$14.14$19.14$30.45
28$9.50$14.14$19.14$30.45
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$250,000$500,000$1,000,000
29$9.50$14.14$19.14$30.45
30$9.50$14.14$19.14$30.45
31$9.50$14.14$19.14$31.32
32$9.50$14.14$19.58$31.32
33$9.50$14.14$19.58$32.19
34$9.50$14.14$20.01$33.93
35$9.50$14.14$20.45$35.58
36$10.11$15.33$22.36$37.32
37$10.20$15.56$22.40$37.41
38$10.48$16.25$22.40$37.41
39$10.75$16.93$25.26$39.96
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$250,000$500,000$1,000,000
40$11.30$17.85$27.67$44.11
41$12.03$19.22$29.57$48.46
42$12.85$20.81$30.97$53.07
43$13.40$22.64$33.42$58.29
44$14.40$24.45$37.77$65.68
45$15.41$24.47$41.93$73.88
46$16.41$26.66$45.13$80.04
47$17.51$28.49$48.78$87.00
48$18.61$30.63$53.35$94.39
49$19.79$33.27$59.57$103.09
[/expand]
[expand title=”50-59 Years Old”]
Age$100,000$250,000$500,000$1,000,000
50$21.07$37.31$67.62$111.27
51$22.44$39.79$72.44$122.23
52$23.90$43.14$78.86$133.89
53$25.64$46.97$86.51$147.81
54$27.47$51.93$96.46$162.17
55$28.96$60.81$113.69$179.22
56$31.15$66.81$124.24$198.25
57$34.41$73.86$136.76$219.56
58$38.02$81.95$151.38$242.69
59$42.17$91.09$168.08$271.44
[/expand]
[expand title=”60-65 Years Old”]
Age$100,000$250,000$500,000$1,000,000
60$47.63$105.29$196.29$301.02
61$46.30$106.05$176.61$336.69
62$51.43$106.49$199.23$373.23
63$57.43$119.00$224.90$414.12
64$64.04$134.09$254.48$464.58
65$71.96$151.84$291.45$525.48
[/expand]

Female

The life insurance quotes below are rates based on a 15-year term life policy for a healthy non-smoking female with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000$250,000$500,000$1,000,000
18$8.51$11.65$15.66$26.10
19$8.51$11.65$15.66$26.10
20$8.51$11.65$15.66$26.10
21$8.51$11.65$15.66$26.10
22$8.51$11.65$15.66$26.10
23$8.51$11.65$15.66$26.10
24$8.51$11.65$15.66$26.10
25$8.51$11.65$15.66$26.10
26$8.51$11.65$15.66$26.10
27$8.51$11.65$15.66$26.10
28$8.51$11.65$15.66$26.10
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$250,000$500,000$1,000,000
29$8.51$11.65$15.66$26.10
30$8.51$11.65$15.66$26.10
31$8.51$11.65$15.66$26.10
32$8.51$11.65$15.66$26.10
33$8.59$11.88$16.10$26.97
34$8.59$11.88$16.10$26.97
35$8.68$12.10$16.53$27.84
36$9.20$12.59$17.92$29.58
37$9.56$13.28$18.37$30.45
38$9.93$13.96$19.27$32.19
39$10.29$14.88$20.52$34.62
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$250,000$500,000$1,000,000
40$10.75$15.79$22.46$36.37
41$11.21$16.70$24.34$39.85
42$11.75$17.85$26.68$44.19
43$12.30$19.22$29.03$48.54
44$12.94$19.79$31.85$53.76
45$13.58$19.81$33.11$57.25
46$14.22$21.27$35.96$62.64
47$14.95$22.41$38.27$66.99
48$15.68$24.01$41.50$73.08
49$16.41$26.49$45.10$78.30
[/expand]
[expand title=”50-59 Years Old”]
Age$100,000$250,000$500,000$1,000,000
50$17.33$29.35$51.08$84.39
51$18.33$31.60$52.63$90.48
52$19.43$33.60$56.46$97.44
53$19.88$35.35$63.03$104.40
54$21.07$38.69$69.81$113.10
55$22.53$42.41$76.73$122.67
56$24.18$45.93$83.52$133.98
57$25.18$49.59$89.78$144.42
58$26.55$54.03$97.61$157.47
59$28.74$60.55$109.10$176.61
[/expand]
[expand title=”60-65 Years Old”]
Age$100,000$250,000$500,000$1,000,000
60$32.31$69.28$124.24$201.84
61$36.38$68.64$121.37$237.51
62$43.08$79.08$143.99$282.75
63$50.99$93.00$164.00$322.77
64$59.61$109.32$183.57$361.92
65$67.96$126.06$204.45$403.68
[/expand]

*Quotes are presented in a monthly premium format. Valid as of 10/19/16. The above quotes are for a non-smoker in excellent health and are subject to changes.

20 Year Term Life Insurance Rates Chart

A 20-year term life insurance policy is our most popular term length. It will provide coverage for 20 years at a level term premium. After the initial period of 20 years, the premiums will increase annually.

Male

The life insurance quotes below are rates based on a 20-year term life policy for a healthy non-smoking male with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000$250,000$500,000$1,000,000
18$9.92$14.57$20.88$35.67
19$9.92$14.57$20.88$35.67
20$9.92$14.57$20.88$35.67
21$9.92$14.57$20.88$35.67
22$9.92$14.57$20.88$35.67
23$9.92$14.57$20.88$35.67
24$9.92$14.57$20.88$35.67
25$9.92$14.57$20.88$35.67
26$9.92$14.57$20.88$35.67
27$9.92$14.57$20.88$35.67
28$9.92$14.57$20.88$36.11
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$250,000$500,000$1,000,000
29$9.92$14.57$20.88$36.11
30$9.92$14.79$21.32$36.54
31$9.92$14.79$22.19$37.32
32$9.92$14.79$22.19$37.76
33$9.92$15.09$22.33$38.50
34$9.92$15.16$22.38$39.37
35$10.41$16.29$25.91$39.76
36$11.21$16.93$26.70$42.37
37$11.57$18.07$28.65$45.85
38$11.94$19.22$31.18$49.58
39$12.39$19.94$33.13$53.29
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$250,000$500,000$1,000,000
40$12.67$21.67$36.92$58.90
41$13.86$23.84$39.14$64.81
42$14.86$26.00$42.97$71.77
43$15.96$28.00$46.32$78.65
44$17.24$30.60$51.58$88.22
45$17.97$33.75$59.93$98.31
46$19.15$36.25$64.93$106.49
47$20.71$39.01$70.43$115.71
48$21.89$42.26$76.94$126.50
49$23.36$46.90$85.50$137.81
[/expand]
[expand title=”50-60 Years Old”]
Age$100,000$250,000$500,000$1,000,000
50$24.63$51.68$96.06$149.55
51$26.73$54.96$102.04$165.30
52$28.84$59.83$111.80$181.31
53$31.39$65.22$122.06$200.97
54$34.13$71.13$135.00$221.60
55$38.31$83.27$157.74$246.21
56$43.15$93.06$179.18$272.66
57$47.05$103.93$198.67$302.32
58$52.84$116.65$226.09$335.82
59$58.14$131.23$255.40$374.88
60$64.34$147.70$286.85$422.38
[/expand]

Female

The life insurance quotes below are based on a 20-year term life insurance policy for a healthy non-smoking female with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000$250,000$500,000$1,000,000
18$9.05$13.09$18.71$32.19
19$9.05$13.09$18.71$32.19
20$9.05$13.09$18.71$32.19
21$9.05$13.09$18.71$32.19
22$9.05$13.09$18.71$32.19
23$9.05$13.09$18.71$32.19
24$9.05$13.09$18.71$32.19
25$9.05$13.09$18.71$32.19
26$9.05$13.09$18.71$32.19
27$9.05$13.09$18.71$32.19
28$9.05$13.09$18.71$32.19
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$250,000$500,000$1,000,000
29$9.14$13.31$19.14$33.06
30$9.14$13.31$19.14$33.06
31$9.14$13.31$19.14$33.06
32$9.23$13.40$19.49$33.75
33$9.23$13.40$19.49$33.75
34$9.32$13.49$19.49$33.75
35$9.50$13.99$21.58$34.02
36$10.38$15.33$22.92$36.45
37$10.75$16.02$24.21$38.80
38$11.11$16.93$25.84$41.76
39$11.66$17.85$27.75$45.24
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$250,000$500,000$1,000,000
40$12.12$18.99$29.67$48.72
41$12.67$20.13$32.06$53.07
42$13.22$21.50$35.41$59.16
43$13.86$23.33$38.18$64.20
44$14.49$24.93$42.01$71.16
45$15.32$25.94$44.98$76.56
46$16.23$27.83$48.71$83.34
47$17.14$29.49$51.68$88.74
48$18.24$31.70$55.51$95.70
49$19.06$33.86$59.81$103.53
[/expand]
[expand title=”50-60 Years Old”]
Age$100,000$250,000$500,000$1,000,000
50$20.16$36.46$65.87$111.36
51$21.62$38.17$69.06$122.67
52$23.26$41.37$72.14$134.85
53$24.80$44.93$79.75$149.64
54$26.47$49.12$88.27$166.17
55$28.32$53.93$97.23$183.57
56$30.39$58.50$106.43$201.44
57$32.03$63.06$115.60$219.24
58$33.95$68.55$128.55$244.38
59$37.15$76.31$142.93$272.31
60$42.26$90.37$173.03$301.02
[/expand]

*Quotes are presented in a monthly premium format. Valid as of 10/19/16. The above quotes are for a non-smoker in excellent health and are subject to changes.

30 Year Term Life Insurance Rates Chart

A 30-year term life policy offers the longest term coverage. Like the above-mentioned term lengths the 30-year term will offer a level term premium for the first 30 years, and after this initial period of can renew annually up to age 95 depending on the policy.

Male

The life insurance quotes below are rates based on a 30-year term life policy  for a healthy non-smoking male with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000$250,000$500,000$1,000,000
18$12.96$21.53$33.06$55.00
19$12.96$21.53$33.06$55.00
20$12.96$21.53$33.06$55.00
21$12.96$21.53$33.06$55.00
22$12.96$21.53$33.06$55.00
23$12.96$21.53$33.06$55.00
24$12.96$21.53$33.06$55.00
25$12.96$21.53$33.06$55.00
26$12.96$21.75$33.50$56.35
27$13.05$21.75$33.50$57.42
28$13.14$21.97$33.76$59.16
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$250,000$500,000$1,000,000
29$13.22$22.19$33.84$60.03
30$13.31$22.62$34.28$61.77
31$13.40$22.84$35.15$63.51
32$13.57$23.27$36.02$64.38
33$13.83$23.36$36.89$66.12
34$14.18$23.38$38.19$67.86
35$14.70$23.64$39.50$70.82
36$16.50$26.20$43.37$76.04
37$17.33$27.59$46.06$82.77
38$18.42$29.90$50.63$90.48
39$19.43$31.60$54.21$97.44
[/expand]
[expand title=”40-50 Years Old”]
Age$100,000$250,000$500,000$1,000,000
40$20.52$33.12$57.26$103.53
41$21.80$36.67$64.07$115.71
42$23.36$40.13$70.79$127.89
43$25.09$42.57$76.17$137.91
44$26.59$46.49$82.89$149.99
45$26.59$50.87$90.51$164.34
46$28.62$55.02$98.30$179.57
47$30.93$59.63$106.14$196.10
48$33.51$65.40$116.85$216.11
49$36.46$71.25$129.44$236.99
50$39.78$77.94$141.99$258.39
[/expand]

Female

The life insurance quotes below are based on a 30-year term for a healthy non-smoking female with a Preferred Plus rating.

[expand title=”18-28 Years Old”]

Age$100,000$250,000$500,000$1,000,000
18$11.92$18.49$26.97$48.72
19$11.92$18.49$26.97$48.72
20$11.92$18.49$26.97$48.72
21$11.92$18.49$26.97$48.72
22$11.92$18.49$26.97$48.72
23$11.92$18.71$26.97$48.72
24$11.92$18.71$26.97$48.72
25$11.92$18.71$26.97$48.72
26$12.09$18.92$27.41$49.59
27$12.27$19.36$27.41$49.59
28$12.44$19.58$27.84$50.46
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$250,000$500,000$1,000,000
29$12.62$20.01$28.28$51.33
30$12.88$20.45$28.62$52.03
31$13.05$20.88$29.49$53.77
32$13.31$21.32$30.36$55.51
33$13.57$21.75$31.23$57.24
34$13.83$22.40$32.10$58.98
35$14.18$23.27$33.41$61.60
36$15.68$25.08$36.20$65.07
37$16.23$25.11$38.44$69.42
38$16.87$25.13$41.22$74.82
39$17.51$26.34$43.91$80.04
[/expand]
[expand title=”40-50 Years Old”]
Age$100,000$250,000$500,000$1,000,000
40$18.15$27.61$46.51$85.09
41$18.70$29.56$50.40$92.65
42$19.61$31.68$54.21$100.05
43$20.62$33.97$58.16$107.71
44$21.24$36.71$63.43$117.95
45$21.25$40.23$68.46$127.72
46$22.90$43.49$73.84$138.16
47$24.63$46.77$80.11$150.33
48$26.92$50.42$87.73$165.12
49$29.29$54.67$96.33$181.83
50$31.94$59.64$105.66$199.95
[/expand]

*Quotes are presented in a monthly premium format. Valid as of 10/19/16. The above quotes are for a non-smoker in excellent health and are subject to changes.

UL Universal Life Insurance Rates

Universal Life, or sometimes called lifetime coverage, is a policy that offers a level premium for life. A universal life policy will offer coverage to up to age 121. The death benefit is fixed.

Male

The life insurance quotes below are rates based on a No Lapse Universal Life quote for a healthy non-smoking male with a Preferred Plus rating.

[expand title=”16-28 Years Old”]

Age$100,000$200,000$300,000$400,000
16$35.63$71.26$93.10$124.13
17$35.65$71.30$93.15$124.20
18$35.67$71.34$93.18$124.24
19$35.68$71.36$93.23$124.31
20$35.70$71.40$93.27$124.36
21$35.72$71.44$93.32$124.42
22$35.73$71.46$93.35$124.47
23$35.75$71.50$93.40$124.53
24$35.76$71.52$93.44$124.58
25$35.78$71.56$93.48$124.64
26$37.63$75.26$98.24$130.98
27$39.40$78.80$102.81$137.08
28$41.11$82.22$107.22$142.96
29$42.75$85.50$111.50$148.66
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$200,000$300,000$400,000
30$44.34$88.68$115.62$159.51
31$45.88$91.76$119.63$164.69
32$47.37$94.74$123.52$169.73
33$48.81$97.62$127.30$174.61
34$50.21$100.42$130.96$179.38
35$51.57$103.14$134.52$190.40
36$53.96$107.92$142.80$200.98
37$56.28$112.56$150.74$211.17
38$58.53$117.06$158.38$221.01
39$60.72$121.44$165.76$230.52
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$200,000$300,000$400,000
40$62.84$125.68$172.89$239.72
41$64.91$129.82$179.79$239.72
42$66.92$133.84$186.47$248.63
43$68.88$137.76$192.96$257.28
44$70.80$141.60$199.26$265.68
45$72.66$145.32$205.37$273.83
46$79.20$158.40$222.54$296.72
47$85.38$170.76$238.79$318.39
48$91.26$182.52$254.32$339.09
49$96.86$193.72$269.20$358.93
[/expand]
[expand title=”50-59 Years Old”]
Age$100,000$200,000$300,000$400,000
50$102.22$204.44$283.48$377.97
51$102.57$205.14$283.78$378.37
52$107.32$214.64$296.52$395.36
53$111.89$223.78$308.82$411.76
54$116.30$232.60$320.72$427.62
55$120.57$241.14$332.21$442.95
56$131.47$262.94$362.26$483.01
57$141.79$283.58$390.68$520.90
58$151.61$303.22$417.77$557.06
59$160.99$321.98$443.67$591.56
[/expand]
[expand title=”60-65 Years Old”]
Age$100,000$200,000$300,000$400,000
60$169.95$339.90$468.50$624.66
61$175.11$350.22$482.75$643.67
62$183.23$366.46$505.31$673.75
63$191.05$382.10$527.04$702.72
64$198.60$397.20$548.03$730.71
65$205.89$411.78$568.35$757.80
[/expand]

Female

The life insurance quotes below are rates based on a No Lapse Universal Life quote for a healthy non-smoking female with a Preferred Plus rating.

[expand title=”16-28 Years Old”]

Age$100,000$200,000$300,000$400,000
16$31.61$63.22$80.99$107.99
17$31.63$63.26$81.03$108.04
18$31.64$63.28$81.06$108.08
19$31.66$63.32$81.10$108.13
20$31.67$63.34$81.15$108.20
21$31.69$63.38$81.18$108.24
22$31.70$63.40$81.22$108.29
23$31.72$63.44$81.26$108.34
24$31.73$63.46$81.29$108.39
25$31.74$63.48$81.33$108.44
26$32.98$65.96$85.53$114.04
27$34.18$68.36$89.56$119.41
28$35.34$70.68$93.44$124.58
[/expand]
[expand title=”29-39 Years Old”]
Age$100,000$200,000$300,000$400,000
29$36.47$72.94$97.18$129.57
30$37.56$75.12$100.80$134.40
31$38.63$77.26$104.31$139.08
32$39.66$79.32$107.70$143.60
33$40.68$81.36$111.00$148.00
34$41.66$83.32$114.22$152.29
35$42.63$85.26$117.35$156.47
36$44.93$89.86$123.05$164.07
37$47.15$94.30$128.52$171.36
38$49.28$98.56$133.82$178.42
39$51.34$102.68$138.95$185.27
[/expand]
[expand title=”40-49 Years Old”]
Age$100,000$200,000$300,000$400,000
40$53.34$106.68$143.94$191.92
41$55.27$110.54$148.80$198.40
42$57.15$114.30$153.52$204.69
43$58.97$117.94$158.13$210.84
44$60.75$121.50$162.62$216.82
45$62.48$124.96$166.97$222.63
46$67.41$134.82$181.30$241.73
47$72.03$144.03$194.56$259.41
48$76.42$152.84$207.12$276.16
49$80.61$161.22$219.10$292.13
[/expand]
[expand title=”50-59 Years Old”]
Age$100,000$200,000$300,000$400,000
50$84.61$169.22$230.54$307.38
51$86.39$172.78$235.80$314.40
52$90.01$180.02$246.11$328.15
53$93.50$187.00$256.06$341.41
54$96.87$193.74$265.65$354.20
55$100.12$200.24$274.90$366.53
56$109.33$218.66$302.66$403.54
57$117.93$235.86$328.28$437.70
58$126.05$252.10$352.42$469.89
59$133.76$267.52$375.27$500.36
[/expand]
[expand title=”60-65 Years Old”]
Age$100,000$200,000$300,000$400,000
60$141.11$282.22$397.01$529.35
61$142.29$284.58$401.12$534.82
62$148.81$297.62$420.34$560.45
63$155.08$310.16$438.81$585.08
64$161.13$322.26$456.60$608.80
65$166.98$333.96$473.78$631.70
[/expand]

*Quotes are presented in a monthly premium format. Valid as of 10/19/16. The above quotes are for a non-smoker in excellent health and are subject to changes.

Jon Fritz

Jon Fritz is a licensed life insurance agent at NoExam.com. If you are looking for life insurance and do not want to take a health exam, please see our complete guide to buying life insurance without taking an exam and the best life insurance companies.


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