Term Life Insurance Rate Chart — Age 31, Male
Monthly rates for a healthy 31-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $7.18/mo | $8.42/mo | $9.72/mo | $14.35/mo |
| $250,000 | $17.95/mo | $21.05/mo | $24.30/mo | $35.88/mo |
| $500,000 | $35.90/mo | $42.10/mo | $48.60/mo | $71.75/mo |
| $1,000,000 | $71.80/mo | $84.20/mo | $97.20/mo | $143.50/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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