Term Life Insurance Rate Chart — Age 42, Male
Monthly rates for a healthy 42-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $10.90/mo | $12.87/mo | $15.16/mo | $22.37/mo |
| $250,000 | $27.25/mo | $32.17/mo | $37.90/mo | $55.93/mo |
| $500,000 | $54.50/mo | $64.35/mo | $75.80/mo | $111.85/mo |
| $1,000,000 | $109.00/mo | $128.70/mo | $151.60/mo | $223.70/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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