Term Life Insurance Rate Chart — Age 40, Male
Monthly rates for a healthy 40-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $9.84/mo | $11.67/mo | $13.69/mo | $20.39/mo |
| $250,000 | $24.60/mo | $29.18/mo | $34.23/mo | $50.98/mo |
| $500,000 | $49.20/mo | $58.35/mo | $68.45/mo | $101.95/mo |
| $1,000,000 | $98.40/mo | $116.70/mo | $136.90/mo | $203.90/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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