Term Life Insurance Rate Chart — Age 68, Male
Monthly rates for a healthy 68-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $74.34/mo | $89.01/mo | $107.76/mo | $166.42/mo |
| $250,000 | $185.85/mo | $222.53/mo | $269.40/mo | $416.05/mo |
| $500,000 | $371.70/mo | $445.05/mo | $538.80/mo | $832.10/mo |
| $1,000,000 | $743.40/mo | $890.10/mo | $1077.60/mo | $1664.20/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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