Term Life Insurance Rate Chart — Age 63, Male
Monthly rates for a healthy 63-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $48.79/mo | $59.52/mo | $71.29/mo | $110.20/mo |
| $250,000 | $121.97/mo | $148.80/mo | $178.23/mo | $275.50/mo |
| $500,000 | $243.95/mo | $297.60/mo | $356.45/mo | $551.00/mo |
| $1,000,000 | $487.90/mo | $595.20/mo | $712.90/mo | $1102.00/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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