Term Life Insurance Rate Chart — Age 39, Male
Monthly rates for a healthy 39-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $9.39/mo | $11.15/mo | $13.06/mo | $19.51/mo |
| $250,000 | $23.48/mo | $27.88/mo | $32.65/mo | $48.78/mo |
| $500,000 | $46.95/mo | $55.75/mo | $65.30/mo | $97.55/mo |
| $1,000,000 | $93.90/mo | $111.50/mo | $130.60/mo | $195.10/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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